The typical owner-occupied home in Russellville is worth about $94,800, 63% below the South Carolina median of $259,000 and 72% below the national median of $332,700. 52% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Russellville at a glance
| Russellville | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $94,800 | $259,000 | $332,700 |
| Median property tax paid per year | – | $1,251 | $3,119 |
| Median household income | – | $69,324 | $80,734 |
| Homes lived in by their owners | 52% | 72% | 65% |
| Owner homes with a mortgage | 26% | 57% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,529 | $1,963 |
| Median rent | – | $1,180 | $1,413 |
| Median year homes were built | 1973 | 1992 | 1980 |
| Vacant homes | 24.9% | 13.3% | 10.1% |
| Population | 392 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Russellville
At this week's average 30-year rate of 7.11%, buying the median Russellville home of $94,800 with 20% down costs about $637 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $794, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,282 for the 20%-down payment.
| Down payment | $18,960 |
|---|---|
| Loan amount | $75,840 |
| Principal and interest | $510 |
| Property taxes (1.10% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $637 |
Change the numbers in the calculator
| Down payment | $3,318 |
|---|---|
| Loan amount | $93,083 |
| Principal and interest | $626 |
| Property taxes (1.10% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $794 |
Change the numbers in the calculator
Questions about home buying in Russellville
What is the median home value in Russellville?
About $94,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Russellville?
For the median home with 20% down at 7.11%, the payment is about $637 a month. Keeping that under 28% of gross income takes about $27,282 a year.
More about Russellville
- Mortgage Refinance in Russellville
- Debt Relief in Russellville
- Home Equity Loans in Russellville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data