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Buying a home in Pinopolis, South Carolina

The typical owner-occupied home in Pinopolis is worth about $416,800, 61% above the South Carolina median of $259,000 and 25% above the national median of $332,700. Owners pay a median $1,494 a year in property taxes, about 0.36% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $122,530 a year, so the median home costs 3.4 times the median income (3.7 times for South Carolina). 97% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Pinopolis at a glance

Pinopolis South Carolina U.S.
Median home value $416,800 $259,000 $332,700
Median property tax paid per year $1,494 $1,251 $3,119
Property tax as a share of value 0.36% 0.48% 0.94%
Median household income $122,530 $69,324 $80,734
Homes lived in by their owners 97% 72% 65%
Owner homes with a mortgage 29% 57% 61%
Median monthly costs, owners with a mortgage $2,371 $1,529 $1,963
Those costs as a share of the owners' income 23.6% 19.7% 21.0%
Median rent – $1,180 $1,413
Median year homes were built 1982 1992 1980
Vacant homes 0.0% 13.3% 10.1%
Population 854 5,296,225 334,922,499

What a typical home costs per month in Pinopolis

At this week's average 30-year rate of 7.11%, buying the median Pinopolis home of $416,800 with 20% down costs about $2,542 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,236, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $108,933 for the 20%-down payment. That payment is 25% of the median Pinopolis household income of $122,530; at that income and 20% down, the 28% guideline points to a home of about $469,000.

20% down, 30-year conventional loan
Down payment$83,360
Loan amount$333,440
Principal and interest$2,243
Property taxes (0.36% a year)$125
Homeowners insurance (our estimate, 0.5% a year)$174
PMI$0
Total per month$2,542

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3.5% down, 30-year FHA loan
Down payment$14,588
Loan amount$409,251
Principal and interest$2,753
Property taxes (0.36% a year)$125
Homeowners insurance (our estimate, 0.5% a year)$174
FHA mortgage insurance$184
Total per month$3,236

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Questions about home buying in Pinopolis

What is the median home value in Pinopolis?

About $416,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pinopolis?

Homeowners pay a median $1,494 a year, which is about 0.36% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pinopolis?

For the median home with 20% down at 7.11%, the payment is about $2,542 a month. Keeping that under 28% of gross income takes about $108,933 a year.

More about Pinopolis

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data