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Buying a home in Starr, South Carolina

The typical owner-occupied home in Starr is worth about $175,000, 32% below the South Carolina median of $259,000 and 47% below the national median of $332,700. Owners pay a median $850 a year in property taxes, about 0.49% of their home's value, close to the South Carolina rate of 0.48%. The median household earns $75,833 a year, so the median home costs 2.3 times the median income (3.7 times for South Carolina). 97% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.

Starr at a glance

Starr South Carolina U.S.
Median home value $175,000 $259,000 $332,700
Median property tax paid per year $850 $1,251 $3,119
Property tax as a share of value 0.49% 0.48% 0.94%
Median household income $75,833 $69,324 $80,734
Homes lived in by their owners 97% 72% 65%
Owner homes with a mortgage 71% 57% 61%
Median monthly costs, owners with a mortgage $1,250 $1,529 $1,963
Those costs as a share of the owners' income 19.2% 19.7% 21.0%
Median rent – $1,180 $1,413
Median year homes were built 1967 1992 1980
Vacant homes 16.1% 13.3% 10.1%
Population 258 5,296,225 334,922,499

What a typical home costs per month in Starr

At this week's average 30-year rate of 7.11%, buying the median Starr home of $175,000 with 20% down costs about $1,086 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,378, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,550 for the 20%-down payment. That payment is 17% of the median Starr household income of $75,833; at that income and 20% down, the 28% guideline points to a home of about $285,000.

20% down, 30-year conventional loan
Down payment$35,000
Loan amount$140,000
Principal and interest$942
Property taxes (0.49% a year)$71
Homeowners insurance (our estimate, 0.5% a year)$73
PMI$0
Total per month$1,086

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3.5% down, 30-year FHA loan
Down payment$6,125
Loan amount$171,830
Principal and interest$1,156
Property taxes (0.49% a year)$71
Homeowners insurance (our estimate, 0.5% a year)$73
FHA mortgage insurance$77
Total per month$1,378

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Questions about home buying in Starr

What is the median home value in Starr?

About $175,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Starr?

Homeowners pay a median $850 a year, which is about 0.49% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Starr?

For the median home with 20% down at 7.11%, the payment is about $1,086 a month. Keeping that under 28% of gross income takes about $46,550 a year.

More about Starr

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data