The typical owner-occupied home in Maineville is worth about $287,400, 34% above the Ohio median of $214,800 and 14% below the national median of $332,700. Owners pay a median $3,469 a year in property taxes, about 1.21% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $92,979 a year, so the median home costs 3.1 times the median income (3.0 times for Ohio). 77% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.
Maineville at a glance
| Maineville | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $287,400 | $214,800 | $332,700 |
| Median property tax paid per year | $3,469 | $2,822 | $3,119 |
| Property tax as a share of value | 1.21% | 1.31% | 0.94% |
| Median household income | $92,979 | $71,389 | $80,734 |
| Homes lived in by their owners | 77% | 67% | 65% |
| Owner homes with a mortgage | 78% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,866 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 23.5% | 18.6% | 21.0% |
| Median rent | $1,000 | $1,034 | $1,413 |
| Rent as a share of renters' income | 33.8% | 28.3% | 30.6% |
| Median year homes were built | 2004 | 1970 | 1980 |
| Vacant homes | 5.0% | 8.1% | 10.1% |
| Population | 2,070 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Maineville
At this week's average 30-year rate of 7.11%, buying the median Maineville home of $287,400 with 20% down costs about $1,956 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,435, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $83,839 for the 20%-down payment. That payment is 25% of the median Maineville household income of $92,979; at that income and 20% down, the 28% guideline points to a home of about $319,000.
The median rent here is $1,000 a month, so owning the median home costs about $956 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $57,480 |
|---|---|
| Loan amount | $229,920 |
| Principal and interest | $1,547 |
| Property taxes (1.21% a year) | $290 |
| Homeowners insurance (our estimate, 0.5% a year) | $120 |
| PMI | $0 |
| Total per month | $1,956 |
Change the numbers in the calculator
| Down payment | $10,059 |
|---|---|
| Loan amount | $282,194 |
| Principal and interest | $1,898 |
| Property taxes (1.21% a year) | $290 |
| Homeowners insurance (our estimate, 0.5% a year) | $120 |
| FHA mortgage insurance | $127 |
| Total per month | $2,435 |
Change the numbers in the calculator
Questions about home buying in Maineville
What is the median home value in Maineville?
About $287,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Maineville?
Homeowners pay a median $3,469 a year, which is about 1.21% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Maineville?
For the median home with 20% down at 7.11%, the payment is about $1,956 a month. Keeping that under 28% of gross income takes about $83,839 a year.
More about Maineville
- Mortgage Refinance in Maineville
- Debt Relief in Maineville
- Home Equity Loans in Maineville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data