The typical owner-occupied home in Sugarcreek is worth about $225,000, 5% above the Ohio median of $214,800 and 32% below the national median of $332,700. Owners pay a median $2,594 a year in property taxes, about 1.15% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $72,222 a year, so the median home costs 3.1 times the median income (3.0 times for Ohio). 73% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Sugarcreek at a glance
| Sugarcreek | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $225,000 | $214,800 | $332,700 |
| Median property tax paid per year | $2,594 | $2,822 | $3,119 |
| Property tax as a share of value | 1.15% | 1.31% | 0.94% |
| Median household income | $72,222 | $71,389 | $80,734 |
| Homes lived in by their owners | 73% | 67% | 65% |
| Owner homes with a mortgage | 57% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,351 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 18.0% | 18.6% | 21.0% |
| Median rent | $883 | $1,034 | $1,413 |
| Rent as a share of renters' income | 19.3% | 28.3% | 30.6% |
| Median year homes were built | 1974 | 1970 | 1980 |
| Vacant homes | 5.0% | 8.1% | 10.1% |
| Population | 2,504 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Sugarcreek
At this week's average 30-year rate of 7.11%, buying the median Sugarcreek home of $225,000 with 20% down costs about $1,520 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,895, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $65,154 for the 20%-down payment. That payment is 25% of the median Sugarcreek household income of $72,222; at that income and 20% down, the 28% guideline points to a home of about $249,000.
The median rent here is $883 a month, so owning the median home costs about $637 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $45,000 |
|---|---|
| Loan amount | $180,000 |
| Principal and interest | $1,211 |
| Property taxes (1.15% a year) | $216 |
| Homeowners insurance (our estimate, 0.5% a year) | $94 |
| PMI | $0 |
| Total per month | $1,520 |
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| Down payment | $7,875 |
|---|---|
| Loan amount | $220,925 |
| Principal and interest | $1,486 |
| Property taxes (1.15% a year) | $216 |
| Homeowners insurance (our estimate, 0.5% a year) | $94 |
| FHA mortgage insurance | $100 |
| Total per month | $1,895 |
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Questions about home buying in Sugarcreek
What is the median home value in Sugarcreek?
About $225,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sugarcreek?
Homeowners pay a median $2,594 a year, which is about 1.15% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sugarcreek?
For the median home with 20% down at 7.11%, the payment is about $1,520 a month. Keeping that under 28% of gross income takes about $65,154 a year.
More about Sugarcreek
- Mortgage Refinance in Sugarcreek
- Debt Relief in Sugarcreek
- Home Equity Loans in Sugarcreek
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data