The typical owner-occupied home in Middlebranch is worth about $231,700, 8% above the Ohio median of $214,800 and 30% below the national median of $332,700. Owners pay a median $2,704 a year in property taxes, about 1.17% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $99,959 a year, so the median home costs 2.3 times the median income (3.0 times for Ohio). 82% of occupied homes here are lived in by their owners, and 90% of those owners still have a mortgage.
Middlebranch at a glance
| Middlebranch | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $231,700 | $214,800 | $332,700 |
| Median property tax paid per year | $2,704 | $2,822 | $3,119 |
| Property tax as a share of value | 1.17% | 1.31% | 0.94% |
| Median household income | $99,959 | $71,389 | $80,734 |
| Homes lived in by their owners | 82% | 67% | 65% |
| Owner homes with a mortgage | 90% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,593 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 14.7% | 18.6% | 21.0% |
| Median rent | $925 | $1,034 | $1,413 |
| Rent as a share of renters' income | 34.5% | 28.3% | 30.6% |
| Median year homes were built | 1984 | 1970 | 1980 |
| Vacant homes | 0.0% | 8.1% | 10.1% |
| Population | 2,361 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Middlebranch
At this week's average 30-year rate of 7.11%, buying the median Middlebranch home of $231,700 with 20% down costs about $1,569 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,955, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $67,259 for the 20%-down payment. That payment is 19% of the median Middlebranch household income of $99,959; at that income and 20% down, the 28% guideline points to a home of about $344,000.
The median rent here is $925 a month, so owning the median home costs about $644 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $46,340 |
|---|---|
| Loan amount | $185,360 |
| Principal and interest | $1,247 |
| Property taxes (1.17% a year) | $226 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,569 |
Change the numbers in the calculator
| Down payment | $8,110 |
|---|---|
| Loan amount | $227,503 |
| Principal and interest | $1,530 |
| Property taxes (1.17% a year) | $226 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $102 |
| Total per month | $1,955 |
Change the numbers in the calculator
Questions about home buying in Middlebranch
What is the median home value in Middlebranch?
About $231,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Middlebranch?
Homeowners pay a median $2,704 a year, which is about 1.17% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Middlebranch?
For the median home with 20% down at 7.11%, the payment is about $1,569 a month. Keeping that under 28% of gross income takes about $67,259 a year.
More about Middlebranch
- Mortgage Refinance in Middlebranch
- Debt Relief in Middlebranch
- Home Equity Loans in Middlebranch
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data