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Buying a home in South Webster, Ohio

The typical owner-occupied home in South Webster is worth about $113,100, 47% below the Ohio median of $214,800 and 66% below the national median of $332,700. Owners pay a median $1,223 a year in property taxes, about 1.08% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $60,417 a year, so the median home costs 1.9 times the median income (3.0 times for Ohio). 70% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

South Webster at a glance

South Webster Ohio U.S.
Median home value $113,100 $214,800 $332,700
Median property tax paid per year $1,223 $2,822 $3,119
Property tax as a share of value 1.08% 1.31% 0.94%
Median household income $60,417 $71,389 $80,734
Homes lived in by their owners 70% 67% 65%
Owner homes with a mortgage 51% 61% 61%
Median monthly costs, owners with a mortgage $1,033 $1,517 $1,963
Those costs as a share of the owners' income 16.3% 18.6% 21.0%
Median rent $652 $1,034 $1,413
Rent as a share of renters' income 35.5% 28.3% 30.6%
Median year homes were built 1964 1970 1980
Vacant homes 7.5% 8.1% 10.1%
Population 873 11,810,293 334,922,499

What a typical home costs per month in South Webster

At this week's average 30-year rate of 7.11%, buying the median South Webster home of $113,100 with 20% down costs about $758 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $946, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,468 for the 20%-down payment. That payment is 15% of the median South Webster household income of $60,417; at that income and 20% down, the 28% guideline points to a home of about $210,000.

The median rent here is $652 a month, so owning the median home costs about $106 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$22,620
Loan amount$90,480
Principal and interest$609
Property taxes (1.08% a year)$102
Homeowners insurance (our estimate, 0.5% a year)$47
PMI$0
Total per month$758

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3.5% down, 30-year FHA loan
Down payment$3,958
Loan amount$111,051
Principal and interest$747
Property taxes (1.08% a year)$102
Homeowners insurance (our estimate, 0.5% a year)$47
FHA mortgage insurance$50
Total per month$946

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Questions about home buying in South Webster

What is the median home value in South Webster?

About $113,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in South Webster?

Homeowners pay a median $1,223 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in South Webster?

For the median home with 20% down at 7.11%, the payment is about $758 a month. Keeping that under 28% of gross income takes about $32,468 a year.

More about South Webster

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data