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Buying a home in Fort Jennings, Ohio

The typical owner-occupied home in Fort Jennings is worth about $220,600, 3% above the Ohio median of $214,800 and 34% below the national median of $332,700. Owners pay a median $1,667 a year in property taxes, about 0.76% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $69,688 a year, so the median home costs 3.2 times the median income (3.0 times for Ohio). 83% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Fort Jennings at a glance

Fort Jennings Ohio U.S.
Median home value $220,600 $214,800 $332,700
Median property tax paid per year $1,667 $2,822 $3,119
Property tax as a share of value 0.76% 1.31% 0.94%
Median household income $69,688 $71,389 $80,734
Homes lived in by their owners 83% 67% 65%
Owner homes with a mortgage 56% 61% 61%
Median monthly costs, owners with a mortgage $1,263 $1,517 $1,963
Those costs as a share of the owners' income 16.1% 18.6% 21.0%
Median rent $730 $1,034 $1,413
Rent as a share of renters' income 33.3% 28.3% 30.6%
Median year homes were built 1966 1970 1980
Vacant homes 3.9% 8.1% 10.1%
Population 482 11,810,293 334,922,499

What a typical home costs per month in Fort Jennings

At this week's average 30-year rate of 7.11%, buying the median Fort Jennings home of $220,600 with 20% down costs about $1,419 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,786, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,807 for the 20%-down payment. That payment is 24% of the median Fort Jennings household income of $69,688; at that income and 20% down, the 28% guideline points to a home of about $253,000.

The median rent here is $730 a month, so owning the median home costs about $689 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$44,120
Loan amount$176,480
Principal and interest$1,187
Property taxes (0.76% a year)$140
Homeowners insurance (our estimate, 0.5% a year)$92
PMI$0
Total per month$1,419

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3.5% down, 30-year FHA loan
Down payment$7,721
Loan amount$216,604
Principal and interest$1,457
Property taxes (0.76% a year)$140
Homeowners insurance (our estimate, 0.5% a year)$92
FHA mortgage insurance$98
Total per month$1,786

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Questions about home buying in Fort Jennings

What is the median home value in Fort Jennings?

About $220,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Fort Jennings?

Homeowners pay a median $1,667 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Fort Jennings?

For the median home with 20% down at 7.11%, the payment is about $1,419 a month. Keeping that under 28% of gross income takes about $60,807 a year.

More about Fort Jennings

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data