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Buying a home in Pleasant Hill, Ohio

The typical owner-occupied home in Pleasant Hill is worth about $176,000, 18% below the Ohio median of $214,800 and 47% below the national median of $332,700. Owners pay a median $1,781 a year in property taxes, about 1.01% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $72,330 a year, so the median home costs 2.4 times the median income (3.0 times for Ohio). 75% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.

Pleasant Hill at a glance

Pleasant Hill Ohio U.S.
Median home value $176,000 $214,800 $332,700
Median property tax paid per year $1,781 $2,822 $3,119
Property tax as a share of value 1.01% 1.31% 0.94%
Median household income $72,330 $71,389 $80,734
Homes lived in by their owners 75% 67% 65%
Owner homes with a mortgage 66% 61% 61%
Median monthly costs, owners with a mortgage $1,259 $1,517 $1,963
Those costs as a share of the owners' income 16.9% 18.6% 21.0%
Median rent $737 $1,034 $1,413
Rent as a share of renters' income 27.5% 28.3% 30.6%
Median year homes were built 1952 1970 1980
Vacant homes 10.1% 8.1% 10.1%
Population 1,526 11,810,293 334,922,499

What a typical home costs per month in Pleasant Hill

At this week's average 30-year rate of 7.11%, buying the median Pleasant Hill home of $176,000 with 20% down costs about $1,169 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,462, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $50,085 for the 20%-down payment. That payment is 19% of the median Pleasant Hill household income of $72,330; at that income and 20% down, the 28% guideline points to a home of about $254,000.

The median rent here is $737 a month, so owning the median home costs about $432 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$35,200
Loan amount$140,800
Principal and interest$947
Property taxes (1.01% a year)$148
Homeowners insurance (our estimate, 0.5% a year)$73
PMI$0
Total per month$1,169

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3.5% down, 30-year FHA loan
Down payment$6,160
Loan amount$172,812
Principal and interest$1,163
Property taxes (1.01% a year)$148
Homeowners insurance (our estimate, 0.5% a year)$73
FHA mortgage insurance$78
Total per month$1,462

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Questions about home buying in Pleasant Hill

What is the median home value in Pleasant Hill?

About $176,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pleasant Hill?

Homeowners pay a median $1,781 a year, which is about 1.01% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pleasant Hill?

For the median home with 20% down at 7.11%, the payment is about $1,169 a month. Keeping that under 28% of gross income takes about $50,085 a year.

More about Pleasant Hill

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data