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Buying a home in Westfield Center, Ohio

The typical owner-occupied home in Westfield Center is worth about $353,500, 65% above the Ohio median of $214,800 and 6% above the national median of $332,700. Owners pay a median $4,112 a year in property taxes, about 1.16% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $109,625 a year, so the median home costs 3.2 times the median income (3.0 times for Ohio). 89% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.

Westfield Center at a glance

Westfield Center Ohio U.S.
Median home value $353,500 $214,800 $332,700
Median property tax paid per year $4,112 $2,822 $3,119
Property tax as a share of value 1.16% 1.31% 0.94%
Median household income $109,625 $71,389 $80,734
Homes lived in by their owners 89% 67% 65%
Owner homes with a mortgage 54% 61% 61%
Median monthly costs, owners with a mortgage $2,098 $1,517 $1,963
Those costs as a share of the owners' income 19.9% 18.6% 21.0%
Median rent $1,590 $1,034 $1,413
Rent as a share of renters' income 13.6% 28.3% 30.6%
Median year homes were built 1977 1970 1980
Vacant homes 7.4% 8.1% 10.1%
Population 1,211 11,810,293 334,922,499

What a typical home costs per month in Westfield Center

At this week's average 30-year rate of 7.11%, buying the median Westfield Center home of $353,500 with 20% down costs about $2,391 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,980, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $102,489 for the 20%-down payment. That payment is 26% of the median Westfield Center household income of $109,625; at that income and 20% down, the 28% guideline points to a home of about $378,000.

The median rent here is $1,590 a month, so owning the median home costs about $801 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$70,700
Loan amount$282,800
Principal and interest$1,902
Property taxes (1.16% a year)$342
Homeowners insurance (our estimate, 0.5% a year)$147
PMI$0
Total per month$2,391

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3.5% down, 30-year FHA loan
Down payment$12,372
Loan amount$347,097
Principal and interest$2,335
Property taxes (1.16% a year)$342
Homeowners insurance (our estimate, 0.5% a year)$147
FHA mortgage insurance$156
Total per month$2,980

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Questions about home buying in Westfield Center

What is the median home value in Westfield Center?

About $353,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Westfield Center?

Homeowners pay a median $4,112 a year, which is about 1.16% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Westfield Center?

For the median home with 20% down at 7.11%, the payment is about $2,391 a month. Keeping that under 28% of gross income takes about $102,489 a year.

More about Westfield Center

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data