The typical owner-occupied home in Bloomingdale is worth about $99,600, 54% below the Ohio median of $214,800 and 70% below the national median of $332,700. The median household earns $81,250 a year, so the median home costs 1.2 times the median income (3.0 times for Ohio). 92% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
Bloomingdale at a glance
| Bloomingdale | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $99,600 | $214,800 | $332,700 |
| Median property tax paid per year | – | $2,822 | $3,119 |
| Median household income | $81,250 | $71,389 | $80,734 |
| Homes lived in by their owners | 92% | 67% | 65% |
| Owner homes with a mortgage | 72% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,074 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 14.6% | 18.6% | 21.0% |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1944 | 1970 | 1980 |
| Vacant homes | 30.1% | 8.1% | 10.1% |
| Population | 137 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Bloomingdale
At this week's average 30-year rate of 7.11%, buying the median Bloomingdale home of $99,600 with 20% down costs about $669 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $835, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,663 for the 20%-down payment. That payment is 10% of the median Bloomingdale household income of $81,250; at that income and 20% down, the 28% guideline points to a home of about $282,000.
| Down payment | $19,920 |
|---|---|
| Loan amount | $79,680 |
| Principal and interest | $536 |
| Property taxes (1.10% a year) | $91 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| PMI | $0 |
| Total per month | $669 |
Change the numbers in the calculator
| Down payment | $3,486 |
|---|---|
| Loan amount | $97,796 |
| Principal and interest | $658 |
| Property taxes (1.10% a year) | $91 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| FHA mortgage insurance | $44 |
| Total per month | $835 |
Change the numbers in the calculator
Questions about home buying in Bloomingdale
What is the median home value in Bloomingdale?
About $99,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Bloomingdale?
For the median home with 20% down at 7.11%, the payment is about $669 a month. Keeping that under 28% of gross income takes about $28,663 a year.
More about Bloomingdale
- Mortgage Refinance in Bloomingdale
- Debt Relief in Bloomingdale
- Home Equity Loans in Bloomingdale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data