The typical owner-occupied home in Harrisville is worth about $112,500, 48% below the Ohio median of $214,800 and 66% below the national median of $332,700. Owners pay a median $1,079 a year in property taxes, about 0.96% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $62,679 a year, so the median home costs 1.8 times the median income (3.0 times for Ohio). 86% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Harrisville at a glance
| Harrisville | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $112,500 | $214,800 | $332,700 |
| Median property tax paid per year | $1,079 | $2,822 | $3,119 |
| Property tax as a share of value | 0.96% | 1.31% | 0.94% |
| Median household income | $62,679 | $71,389 | $80,734 |
| Homes lived in by their owners | 86% | 67% | 65% |
| Owner homes with a mortgage | 39% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,073 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 14.4% | 18.6% | 21.0% |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1956 | 1970 | 1980 |
| Vacant homes | 17.9% | 8.1% | 10.1% |
| Population | 185 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Harrisville
At this week's average 30-year rate of 7.11%, buying the median Harrisville home of $112,500 with 20% down costs about $742 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $930, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,814 for the 20%-down payment. That payment is 14% of the median Harrisville household income of $62,679; at that income and 20% down, the 28% guideline points to a home of about $222,000.
| Down payment | $22,500 |
|---|---|
| Loan amount | $90,000 |
| Principal and interest | $605 |
| Property taxes (0.96% a year) | $90 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| PMI | $0 |
| Total per month | $742 |
Change the numbers in the calculator
| Down payment | $3,938 |
|---|---|
| Loan amount | $110,462 |
| Principal and interest | $743 |
| Property taxes (0.96% a year) | $90 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| FHA mortgage insurance | $50 |
| Total per month | $930 |
Change the numbers in the calculator
Questions about home buying in Harrisville
What is the median home value in Harrisville?
About $112,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Harrisville?
Homeowners pay a median $1,079 a year, which is about 0.96% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Harrisville?
For the median home with 20% down at 7.11%, the payment is about $742 a month. Keeping that under 28% of gross income takes about $31,814 a year.
More about Harrisville
- Mortgage Refinance in Harrisville
- Debt Relief in Harrisville
- Home Equity Loans in Harrisville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data