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Buying a home in Crown City, Ohio

The typical owner-occupied home in Crown City is worth about $146,300, 32% below the Ohio median of $214,800 and 56% below the national median of $332,700. Owners pay a median $1,092 a year in property taxes, about 0.75% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $62,500 a year, so the median home costs 2.3 times the median income (3.0 times for Ohio). 68% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Crown City at a glance

Crown City Ohio U.S.
Median home value $146,300 $214,800 $332,700
Median property tax paid per year $1,092 $2,822 $3,119
Property tax as a share of value 0.75% 1.31% 0.94%
Median household income $62,500 $71,389 $80,734
Homes lived in by their owners 68% 67% 65%
Owner homes with a mortgage 56% 61% 61%
Median monthly costs, owners with a mortgage $1,184 $1,517 $1,963
Those costs as a share of the owners' income 17.3% 18.6% 21.0%
Median rent $833 $1,034 $1,413
Rent as a share of renters' income 30.0% 28.3% 30.6%
Median year homes were built 1975 1970 1980
Vacant homes 20.5% 8.1% 10.1%
Population 484 11,810,293 334,922,499

What a typical home costs per month in Crown City

At this week's average 30-year rate of 7.11%, buying the median Crown City home of $146,300 with 20% down costs about $940 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,183, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,275 for the 20%-down payment. That payment is 18% of the median Crown City household income of $62,500; at that income and 20% down, the 28% guideline points to a home of about $227,000.

The median rent here is $833 a month, so owning the median home costs about $107 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$29,260
Loan amount$117,040
Principal and interest$787
Property taxes (0.75% a year)$91
Homeowners insurance (our estimate, 0.5% a year)$61
PMI$0
Total per month$940

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3.5% down, 30-year FHA loan
Down payment$5,120
Loan amount$143,650
Principal and interest$966
Property taxes (0.75% a year)$91
Homeowners insurance (our estimate, 0.5% a year)$61
FHA mortgage insurance$65
Total per month$1,183

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Questions about home buying in Crown City

What is the median home value in Crown City?

About $146,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crown City?

Homeowners pay a median $1,092 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crown City?

For the median home with 20% down at 7.11%, the payment is about $940 a month. Keeping that under 28% of gross income takes about $40,275 a year.

More about Crown City

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data