The typical owner-occupied home in Dublin is worth about $563,500, 2.6 times the Ohio median of $214,800 and 69% above the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.77% of their home's value, higher than the Ohio rate of 1.31%. The median household earns $160,296 a year, so the median home costs 3.5 times the median income (3.0 times for Ohio). 77% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Dublin at a glance
| Dublin | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $563,500 | $214,800 | $332,700 |
| Median property tax paid per year | $10,001 | $2,822 | $3,119 |
| Property tax as a share of value | 1.77% | 1.31% | 0.94% |
| Median household income | $160,296 | $71,389 | $80,734 |
| Homes lived in by their owners | 77% | 67% | 65% |
| Owner homes with a mortgage | 69% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $3,055 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 19.5% | 18.6% | 21.0% |
| Median rent | $1,686 | $1,034 | $1,413 |
| Rent as a share of renters' income | 25.9% | 28.3% | 30.6% |
| Median year homes were built | 1996 | 1970 | 1980 |
| Vacant homes | 3.5% | 8.1% | 10.1% |
| Population | 49,294 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Dublin
At this week's average 30-year rate of 7.11%, buying the median Dublin home of $563,500 with 20% down costs about $4,099 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,037, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $175,650 for the 20%-down payment. That payment is 31% of the median Dublin household income of $160,296; at that income and 20% down, the 28% guideline points to a home of about $514,000.
The median rent here is $1,686 a month, so owning the median home costs about $2,413 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $112,700 |
|---|---|
| Loan amount | $450,800 |
| Principal and interest | $3,033 |
| Property taxes (1.77% a year) | $831 |
| Homeowners insurance (our estimate, 0.5% a year) | $235 |
| PMI | $0 |
| Total per month | $4,099 |
Change the numbers in the calculator
| Down payment | $19,722 |
|---|---|
| Loan amount | $553,294 |
| Principal and interest | $3,722 |
| Property taxes (1.77% a year) | $831 |
| Homeowners insurance (our estimate, 0.5% a year) | $235 |
| FHA mortgage insurance | $249 |
| Total per month | $5,037 |
Change the numbers in the calculator
Questions about home buying in Dublin
What is the median home value in Dublin?
About $563,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dublin?
Homeowners pay a median $10,001 a year, which is about 1.77% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dublin?
For the median home with 20% down at 7.11%, the payment is about $4,099 a month. Keeping that under 28% of gross income takes about $175,650 a year.
More about Dublin
- Mortgage Refinance in Dublin
- Debt Relief in Dublin
- Home Equity Loans in Dublin
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data