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Buying a home in Amanda, Ohio

The typical owner-occupied home in Amanda is worth about $168,400, 22% below the Ohio median of $214,800 and 49% below the national median of $332,700. Owners pay a median $1,619 a year in property taxes, about 0.96% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $44,688 a year, so the median home costs 3.8 times the median income (3.0 times for Ohio). 82% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.

Amanda at a glance

Amanda Ohio U.S.
Median home value $168,400 $214,800 $332,700
Median property tax paid per year $1,619 $2,822 $3,119
Property tax as a share of value 0.96% 1.31% 0.94%
Median household income $44,688 $71,389 $80,734
Homes lived in by their owners 82% 67% 65%
Owner homes with a mortgage 58% 61% 61%
Median monthly costs, owners with a mortgage $1,125 $1,517 $1,963
Those costs as a share of the owners' income 31.7% 18.6% 21.0%
Median rent $958 $1,034 $1,413
Rent as a share of renters' income 46.3% 28.3% 30.6%
Median year homes were built 1952 1970 1980
Vacant homes 7.5% 8.1% 10.1%
Population 541 11,810,293 334,922,499

What a typical home costs per month in Amanda

At this week's average 30-year rate of 7.11%, buying the median Amanda home of $168,400 with 20% down costs about $1,111 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,392, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,621 for the 20%-down payment. That payment is 30% of the median Amanda household income of $44,688; at that income and 20% down, the 28% guideline points to a home of about $158,000.

The median rent here is $958 a month, so owning the median home costs about $153 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$33,680
Loan amount$134,720
Principal and interest$906
Property taxes (0.96% a year)$135
Homeowners insurance (our estimate, 0.5% a year)$70
PMI$0
Total per month$1,111

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3.5% down, 30-year FHA loan
Down payment$5,894
Loan amount$165,350
Principal and interest$1,112
Property taxes (0.96% a year)$135
Homeowners insurance (our estimate, 0.5% a year)$70
FHA mortgage insurance$74
Total per month$1,392

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Questions about home buying in Amanda

What is the median home value in Amanda?

About $168,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Amanda?

Homeowners pay a median $1,619 a year, which is about 0.96% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Amanda?

For the median home with 20% down at 7.11%, the payment is about $1,111 a month. Keeping that under 28% of gross income takes about $47,621 a year.

More about Amanda

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data