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Buying a home in Huron, Ohio

The typical owner-occupied home in Huron is worth about $222,500, 4% above the Ohio median of $214,800 and 33% below the national median of $332,700. Owners pay a median $2,621 a year in property taxes, about 1.18% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $78,333 a year, so the median home costs 2.8 times the median income (3.0 times for Ohio). 78% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Huron at a glance

Huron Ohio U.S.
Median home value $222,500 $214,800 $332,700
Median property tax paid per year $2,621 $2,822 $3,119
Property tax as a share of value 1.18% 1.31% 0.94%
Median household income $78,333 $71,389 $80,734
Homes lived in by their owners 78% 67% 65%
Owner homes with a mortgage 55% 61% 61%
Median monthly costs, owners with a mortgage $1,433 $1,517 $1,963
Those costs as a share of the owners' income 18.0% 18.6% 21.0%
Median rent $1,000 $1,034 $1,413
Rent as a share of renters' income 19.9% 28.3% 30.6%
Median year homes were built 1962 1970 1980
Vacant homes 12.6% 8.1% 10.1%
Population 6,757 11,810,293 334,922,499

What a typical home costs per month in Huron

At this week's average 30-year rate of 7.11%, buying the median Huron home of $222,500 with 20% down costs about $1,509 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,880, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $64,668 for the 20%-down payment. That payment is 23% of the median Huron household income of $78,333; at that income and 20% down, the 28% guideline points to a home of about $270,000.

The median rent here is $1,000 a month, so owning the median home costs about $509 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$44,500
Loan amount$178,000
Principal and interest$1,197
Property taxes (1.18% a year)$219
Homeowners insurance (our estimate, 0.5% a year)$93
PMI$0
Total per month$1,509

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3.5% down, 30-year FHA loan
Down payment$7,788
Loan amount$218,470
Principal and interest$1,470
Property taxes (1.18% a year)$219
Homeowners insurance (our estimate, 0.5% a year)$93
FHA mortgage insurance$98
Total per month$1,880

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Questions about home buying in Huron

What is the median home value in Huron?

About $222,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Huron?

Homeowners pay a median $2,621 a year, which is about 1.18% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Huron?

For the median home with 20% down at 7.11%, the payment is about $1,509 a month. Keeping that under 28% of gross income takes about $64,668 a year.

More about Huron

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data