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Buying a home in Crestline, Ohio

The typical owner-occupied home in Crestline is worth about $104,600, 51% below the Ohio median of $214,800 and 69% below the national median of $332,700. Owners pay a median $1,432 a year in property taxes, about 1.37% of their home's value, close to the Ohio rate of 1.31%. The median household earns $51,766 a year, so the median home costs 2.0 times the median income (3.0 times for Ohio). 70% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Crestline at a glance

Crestline Ohio U.S.
Median home value $104,600 $214,800 $332,700
Median property tax paid per year $1,432 $2,822 $3,119
Property tax as a share of value 1.37% 1.31% 0.94%
Median household income $51,766 $71,389 $80,734
Homes lived in by their owners 70% 67% 65%
Owner homes with a mortgage 53% 61% 61%
Median monthly costs, owners with a mortgage $920 $1,517 $1,963
Those costs as a share of the owners' income 14.0% 18.6% 21.0%
Median rent $735 $1,034 $1,413
Rent as a share of renters' income 35.7% 28.3% 30.6%
Median year homes were built 1960 1970 1980
Vacant homes 8.5% 8.1% 10.1%
Population 4,470 11,810,293 334,922,499

What a typical home costs per month in Crestline

At this week's average 30-year rate of 7.11%, buying the median Crestline home of $104,600 with 20% down costs about $726 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $900, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,111 for the 20%-down payment. That payment is 17% of the median Crestline household income of $51,766; at that income and 20% down, the 28% guideline points to a home of about $174,000.

The median rent here is $735 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$20,920
Loan amount$83,680
Principal and interest$563
Property taxes (1.37% a year)$119
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$726

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3.5% down, 30-year FHA loan
Down payment$3,661
Loan amount$102,705
Principal and interest$691
Property taxes (1.37% a year)$119
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$46
Total per month$900

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Questions about home buying in Crestline

What is the median home value in Crestline?

About $104,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crestline?

Homeowners pay a median $1,432 a year, which is about 1.37% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crestline?

For the median home with 20% down at 7.11%, the payment is about $726 a month. Keeping that under 28% of gross income takes about $31,111 a year.

More about Crestline

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data