The typical owner-occupied home in Fresno is worth about $80,800, 62% below the Ohio median of $214,800 and 76% below the national median of $332,700. Owners pay a median $587 a year in property taxes, about 0.73% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $25,408 a year, so the median home costs 3.2 times the median income (3.0 times for Ohio). 100% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Fresno at a glance
| Fresno | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $80,800 | $214,800 | $332,700 |
| Median property tax paid per year | $587 | $2,822 | $3,119 |
| Property tax as a share of value | 0.73% | 1.31% | 0.94% |
| Median household income | $25,408 | $71,389 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 42% | 61% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,517 | $1,963 |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1942 | 1970 | 1980 |
| Vacant homes | 0.0% | 8.1% | 10.1% |
| Population | 149 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Fresno
At this week's average 30-year rate of 7.11%, buying the median Fresno home of $80,800 with 20% down costs about $518 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $652, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,185 for the 20%-down payment. That payment is 24% of the median Fresno household income of $25,408; at that income and 20% down, the 28% guideline points to a home of about $93,000.
| Down payment | $16,160 |
|---|---|
| Loan amount | $64,640 |
| Principal and interest | $435 |
| Property taxes (0.73% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| PMI | $0 |
| Total per month | $518 |
Change the numbers in the calculator
| Down payment | $2,828 |
|---|---|
| Loan amount | $79,337 |
| Principal and interest | $534 |
| Property taxes (0.73% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| FHA mortgage insurance | $36 |
| Total per month | $652 |
Change the numbers in the calculator
Questions about home buying in Fresno
What is the median home value in Fresno?
About $80,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Fresno?
Homeowners pay a median $587 a year, which is about 0.73% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Fresno?
For the median home with 20% down at 7.11%, the payment is about $518 a month. Keeping that under 28% of gross income takes about $22,185 a year.
More about Fresno
- Mortgage Refinance in Fresno
- Debt Relief in Fresno
- Home Equity Loans in Fresno
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data