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Buying a home in Sabina, Ohio

The typical owner-occupied home in Sabina is worth about $95,900, 55% below the Ohio median of $214,800 and 71% below the national median of $332,700. Owners pay a median $1,292 a year in property taxes, about 1.35% of their home's value, close to the Ohio rate of 1.31%. The median household earns $48,750 a year, so the median home costs 2.0 times the median income (3.0 times for Ohio). 59% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Sabina at a glance

Sabina Ohio U.S.
Median home value $95,900 $214,800 $332,700
Median property tax paid per year $1,292 $2,822 $3,119
Property tax as a share of value 1.35% 1.31% 0.94%
Median household income $48,750 $71,389 $80,734
Homes lived in by their owners 59% 67% 65%
Owner homes with a mortgage 49% 61% 61%
Median monthly costs, owners with a mortgage $1,108 $1,517 $1,963
Those costs as a share of the owners' income 18.4% 18.6% 21.0%
Median rent $828 $1,034 $1,413
Rent as a share of renters' income 24.2% 28.3% 30.6%
Median year homes were built 1959 1970 1980
Vacant homes 8.5% 8.1% 10.1%
Population 2,734 11,810,293 334,922,499

What a typical home costs per month in Sabina

At this week's average 30-year rate of 7.11%, buying the median Sabina home of $95,900 with 20% down costs about $664 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $824, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,455 for the 20%-down payment. That payment is 16% of the median Sabina household income of $48,750; at that income and 20% down, the 28% guideline points to a home of about $164,000.

The median rent here is $828 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$19,180
Loan amount$76,720
Principal and interest$516
Property taxes (1.35% a year)$108
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$664

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3.5% down, 30-year FHA loan
Down payment$3,356
Loan amount$94,163
Principal and interest$633
Property taxes (1.35% a year)$108
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$42
Total per month$824

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Questions about home buying in Sabina

What is the median home value in Sabina?

About $95,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sabina?

Homeowners pay a median $1,292 a year, which is about 1.35% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sabina?

For the median home with 20% down at 7.11%, the payment is about $664 a month. Keeping that under 28% of gross income takes about $28,455 a year.

More about Sabina

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data