The typical owner-occupied home in Rosewood is worth about $199,100, 7% below the Ohio median of $214,800 and 40% below the national median of $332,700. Owners pay a median $1,884 a year in property taxes, about 0.95% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $114,390 a year, so the median home costs 1.7 times the median income (3.0 times for Ohio). 86% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Rosewood at a glance
| Rosewood | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $199,100 | $214,800 | $332,700 |
| Median property tax paid per year | $1,884 | $2,822 | $3,119 |
| Property tax as a share of value | 0.95% | 1.31% | 0.94% |
| Median household income | $114,390 | $71,389 | $80,734 |
| Homes lived in by their owners | 86% | 67% | 65% |
| Owner homes with a mortgage | 61% | 61% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,517 | $1,963 |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1973 | 1970 | 1980 |
| Vacant homes | 0.0% | 8.1% | 10.1% |
| Population | 362 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Rosewood
At this week's average 30-year rate of 7.11%, buying the median Rosewood home of $199,100 with 20% down costs about $1,312 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,644, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,232 for the 20%-down payment. That payment is 14% of the median Rosewood household income of $114,390; at that income and 20% down, the 28% guideline points to a home of about $405,000.
| Down payment | $39,820 |
|---|---|
| Loan amount | $159,280 |
| Principal and interest | $1,071 |
| Property taxes (0.95% a year) | $158 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| PMI | $0 |
| Total per month | $1,312 |
Change the numbers in the calculator
| Down payment | $6,968 |
|---|---|
| Loan amount | $195,494 |
| Principal and interest | $1,315 |
| Property taxes (0.95% a year) | $158 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| FHA mortgage insurance | $88 |
| Total per month | $1,644 |
Change the numbers in the calculator
Questions about home buying in Rosewood
What is the median home value in Rosewood?
About $199,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Rosewood?
Homeowners pay a median $1,884 a year, which is about 0.95% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Rosewood?
For the median home with 20% down at 7.11%, the payment is about $1,312 a month. Keeping that under 28% of gross income takes about $56,232 a year.
More about Rosewood
- Mortgage Refinance in Rosewood
- Debt Relief in Rosewood
- Home Equity Loans in Rosewood
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data