The typical owner-occupied home in Neffs is worth about $84,500, 61% below the Ohio median of $214,800 and 75% below the national median of $332,700. The median household earns $31,250 a year, so the median home costs 2.7 times the median income (3.0 times for Ohio). 97% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Neffs at a glance
| Neffs | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $84,500 | $214,800 | $332,700 |
| Median property tax paid per year | – | $2,822 | $3,119 |
| Median household income | $31,250 | $71,389 | $80,734 |
| Homes lived in by their owners | 97% | 67% | 65% |
| Owner homes with a mortgage | 25% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,406 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 25.3% | 18.6% | 21.0% |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1971 | 1970 | 1980 |
| Vacant homes | 9.7% | 8.1% | 10.1% |
| Population | 921 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Neffs
At this week's average 30-year rate of 7.11%, buying the median Neffs home of $84,500 with 20% down costs about $567 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $708, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,318 for the 20%-down payment. That payment is 22% of the median Neffs household income of $31,250; at that income and 20% down, the 28% guideline points to a home of about $109,000.
| Down payment | $16,900 |
|---|---|
| Loan amount | $67,600 |
| Principal and interest | $455 |
| Property taxes (1.10% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $567 |
Change the numbers in the calculator
| Down payment | $2,958 |
|---|---|
| Loan amount | $82,969 |
| Principal and interest | $558 |
| Property taxes (1.10% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $37 |
| Total per month | $708 |
Change the numbers in the calculator
Questions about home buying in Neffs
What is the median home value in Neffs?
About $84,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Neffs?
For the median home with 20% down at 7.11%, the payment is about $567 a month. Keeping that under 28% of gross income takes about $24,318 a year.
More about Neffs
- Mortgage Refinance in Neffs
- Debt Relief in Neffs
- Home Equity Loans in Neffs
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data