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Buying a home in Stewart, Ohio

The typical owner-occupied home in Stewart is worth about $73,900, 66% below the Ohio median of $214,800 and 78% below the national median of $332,700. Owners pay a median $1,456 a year in property taxes, about 1.97% of their home's value, higher than the Ohio rate of 1.31%. 97% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.

Stewart at a glance

Stewart Ohio U.S.
Median home value $73,900 $214,800 $332,700
Median property tax paid per year $1,456 $2,822 $3,119
Property tax as a share of value 1.97% 1.31% 0.94%
Median household income – $71,389 $80,734
Homes lived in by their owners 97% 67% 65%
Owner homes with a mortgage 40% 61% 61%
Median monthly costs, owners with a mortgage $1,074 $1,517 $1,963
Those costs as a share of the owners' income 36.5% 18.6% 21.0%
Median rent – $1,034 $1,413
Median year homes were built 1992 1970 1980
Vacant homes 0.0% 8.1% 10.1%
Population 479 11,810,293 334,922,499

What a typical home costs per month in Stewart

At this week's average 30-year rate of 7.11%, buying the median Stewart home of $73,900 with 20% down costs about $550 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $673, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,563 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$14,780
Loan amount$59,120
Principal and interest$398
Property taxes (1.97% a year)$121
Homeowners insurance (our estimate, 0.5% a year)$31
PMI$0
Total per month$550

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3.5% down, 30-year FHA loan
Down payment$2,586
Loan amount$72,561
Principal and interest$488
Property taxes (1.97% a year)$121
Homeowners insurance (our estimate, 0.5% a year)$31
FHA mortgage insurance$33
Total per month$673

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Questions about home buying in Stewart

What is the median home value in Stewart?

About $73,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Stewart?

Homeowners pay a median $1,456 a year, which is about 1.97% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Stewart?

For the median home with 20% down at 7.11%, the payment is about $550 a month. Keeping that under 28% of gross income takes about $23,563 a year.

More about Stewart

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data