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Buying a home in Starkweather, North Dakota

The typical owner-occupied home in Starkweather is worth about $55,000, 78% below the North Dakota median of $249,900 and 83% below the national median of $332,700. Owners pay a median $563 a year in property taxes, about 1.02% of their home's value, close to the North Dakota rate of 0.99%. The median household earns $55,417 a year, so the median home costs 1.0 times the median income (3.3 times for North Dakota). 84% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.

Starkweather at a glance

Starkweather North Dakota U.S.
Median home value $55,000 $249,900 $332,700
Median property tax paid per year $563 $2,468 $3,119
Property tax as a share of value 1.02% 0.99% 0.94%
Median household income $55,417 $76,657 $80,734
Homes lived in by their owners 84% 63% 65%
Owner homes with a mortgage 19% 52% 61%
Median monthly costs, owners with a mortgage – $1,762 $1,963
Median rent – $954 $1,413
Median year homes were built 1970 1982 1980
Vacant homes 46.8% 12.3% 10.1%
Population 50 784,841 334,922,499

What a typical home costs per month in Starkweather

At this week's average 30-year rate of 7.11%, buying the median Starkweather home of $55,000 with 20% down costs about $366 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $457, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $15,671 for the 20%-down payment. That payment is 8% of the median Starkweather household income of $55,417; at that income and 20% down, the 28% guideline points to a home of about $194,000.

20% down, 30-year conventional loan
Down payment$11,000
Loan amount$44,000
Principal and interest$296
Property taxes (1.02% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$23
PMI$0
Total per month$366

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3.5% down, 30-year FHA loan
Down payment$1,925
Loan amount$54,004
Principal and interest$363
Property taxes (1.02% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$23
FHA mortgage insurance$24
Total per month$457

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Questions about home buying in Starkweather

What is the median home value in Starkweather?

About $55,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Starkweather?

Homeowners pay a median $563 a year, which is about 1.02% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Starkweather?

For the median home with 20% down at 7.11%, the payment is about $366 a month. Keeping that under 28% of gross income takes about $15,671 a year.

More about Starkweather

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data