The typical owner-occupied home in McIntosh County is worth about $84,200, 66% below the North Dakota median of $249,900 and 75% below the national median of $332,700. Owners pay a median $913 a year in property taxes, about 1.08% of their home's value, higher than the North Dakota rate of 0.99%. The median household earns $64,419 a year, so the median home costs 1.3 times the median income (3.3 times for North Dakota). 79% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.
McIntosh County at a glance
| McIntosh County | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $84,200 | $249,900 | $332,700 |
| Median property tax paid per year | $913 | $2,468 | $3,119 |
| Property tax as a share of value | 1.08% | 0.99% | 0.94% |
| Median household income | $64,419 | $76,657 | $80,734 |
| Homes lived in by their owners | 79% | 63% | 65% |
| Owner homes with a mortgage | 23% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,109 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 14.6% | 19.4% | 21.0% |
| Median rent | $608 | $954 | $1,413 |
| Rent as a share of renters' income | 21.6% | 25.0% | 30.6% |
| Median year homes were built | 1955 | 1982 | 1980 |
| Vacant homes | 28.7% | 12.3% | 10.1% |
| Population | 2,497 | 784,841 | 334,922,499 |
What a typical home costs per month in McIntosh County
At this week's average 30-year rate of 7.11%, buying the median McIntosh County home of $84,200 with 20% down costs about $564 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $704, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,171 for the 20%-down payment. That payment is 11% of the median McIntosh County household income of $64,419; at that income and 20% down, the 28% guideline points to a home of about $224,000.
The median rent here is $608 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $16,840 |
|---|---|
| Loan amount | $67,360 |
| Principal and interest | $453 |
| Property taxes (1.08% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $564 |
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| Down payment | $2,947 |
|---|---|
| Loan amount | $82,675 |
| Principal and interest | $556 |
| Property taxes (1.08% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $37 |
| Total per month | $704 |
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Questions about home buying in McIntosh County
What is the median home value in McIntosh County?
About $84,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in McIntosh County?
Homeowners pay a median $913 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in McIntosh County?
For the median home with 20% down at 7.11%, the payment is about $564 a month. Keeping that under 28% of gross income takes about $24,171 a year.
More about McIntosh County
- Mortgage Refinance in McIntosh County
- Debt Relief in McIntosh County
- Home Equity Loans in McIntosh County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data