The typical owner-occupied home in Kidder County is worth about $156,600, 37% below the North Dakota median of $249,900 and 53% below the national median of $332,700. Owners pay a median $903 a year in property taxes, about 0.58% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $65,610 a year, so the median home costs 2.4 times the median income (3.3 times for North Dakota). 76% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.
Kidder County at a glance
| Kidder County | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $156,600 | $249,900 | $332,700 |
| Median property tax paid per year | $903 | $2,468 | $3,119 |
| Property tax as a share of value | 0.58% | 0.99% | 0.94% |
| Median household income | $65,610 | $76,657 | $80,734 |
| Homes lived in by their owners | 76% | 63% | 65% |
| Owner homes with a mortgage | 29% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,279 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.5% | 19.4% | 21.0% |
| Median rent | $853 | $954 | $1,413 |
| Rent as a share of renters' income | 24.3% | 25.0% | 30.6% |
| Median year homes were built | 1970 | 1982 | 1980 |
| Vacant homes | 29.5% | 12.3% | 10.1% |
| Population | 2,377 | 784,841 | 334,922,499 |
What a typical home costs per month in Kidder County
At this week's average 30-year rate of 7.11%, buying the median Kidder County home of $156,600 with 20% down costs about $984 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,245, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,159 for the 20%-down payment. That payment is 18% of the median Kidder County household income of $65,610; at that income and 20% down, the 28% guideline points to a home of about $244,000.
The median rent here is $853 a month, so owning the median home costs about $131 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,320 |
|---|---|
| Loan amount | $125,280 |
| Principal and interest | $843 |
| Property taxes (0.58% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $984 |
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| Down payment | $5,481 |
|---|---|
| Loan amount | $153,764 |
| Principal and interest | $1,034 |
| Property taxes (0.58% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,245 |
Change the numbers in the calculator
Questions about home buying in Kidder County
What is the median home value in Kidder County?
About $156,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kidder County?
Homeowners pay a median $903 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kidder County?
For the median home with 20% down at 7.11%, the payment is about $984 a month. Keeping that under 28% of gross income takes about $42,159 a year.
More about Kidder County
- Mortgage Refinance in Kidder County
- Debt Relief in Kidder County
- Home Equity Loans in Kidder County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data