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Buying a home in Lawton, North Dakota

The typical owner-occupied home in Lawton is worth about $23,300, 91% below the North Dakota median of $249,900 and 93% below the national median of $332,700. Owners pay a median $250 a year in property taxes, about 1.07% of their home's value, higher than the North Dakota rate of 0.99%. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Lawton at a glance

Lawton North Dakota U.S.
Median home value $23,300 $249,900 $332,700
Median property tax paid per year $250 $2,468 $3,119
Property tax as a share of value 1.07% 0.99% 0.94%
Median household income – $76,657 $80,734
Homes lived in by their owners 100% 63% 65%
Owner homes with a mortgage 0% 52% 61%
Median monthly costs, owners with a mortgage – $1,762 $1,963
Median rent – $954 $1,413
Median year homes were built 1963 1982 1980
Vacant homes 61.0% 12.3% 10.1%
Population 21 784,841 334,922,499

What a typical home costs per month in Lawton

At this week's average 30-year rate of 7.11%, buying the median Lawton home of $23,300 with 20% down costs about $156 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $195, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $6,680 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$4,660
Loan amount$18,640
Principal and interest$125
Property taxes (1.07% a year)$21
Homeowners insurance (our estimate, 0.5% a year)$10
PMI$0
Total per month$156

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3.5% down, 30-year FHA loan
Down payment$816
Loan amount$22,878
Principal and interest$154
Property taxes (1.07% a year)$21
Homeowners insurance (our estimate, 0.5% a year)$10
FHA mortgage insurance$10
Total per month$195

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Questions about home buying in Lawton

What is the median home value in Lawton?

About $23,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Lawton?

Homeowners pay a median $250 a year, which is about 1.07% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Lawton?

For the median home with 20% down at 7.11%, the payment is about $156 a month. Keeping that under 28% of gross income takes about $6,680 a year.

More about Lawton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data