The typical owner-occupied home in Rolette County is worth about $103,800, 58% below the North Dakota median of $249,900 and 69% below the national median of $332,700. Owners pay a median $977 a year in property taxes, about 0.94% of their home's value, close to the North Dakota rate of 0.99%. The median household earns $59,517 a year, so the median home costs 1.7 times the median income (3.3 times for North Dakota). 63% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.
Rolette County at a glance
| Rolette County | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $103,800 | $249,900 | $332,700 |
| Median property tax paid per year | $977 | $2,468 | $3,119 |
| Property tax as a share of value | 0.94% | 0.99% | 0.94% |
| Median household income | $59,517 | $76,657 | $80,734 |
| Homes lived in by their owners | 63% | 63% | 65% |
| Owner homes with a mortgage | 23% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,318 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 15.1% | 19.4% | 21.0% |
| Median rent | $505 | $954 | $1,413 |
| Rent as a share of renters' income | 19.7% | 25.0% | 30.6% |
| Median year homes were built | 1980 | 1982 | 1980 |
| Vacant homes | 17.9% | 12.3% | 10.1% |
| Population | 11,924 | 784,841 | 334,922,499 |
What a typical home costs per month in Rolette County
At this week's average 30-year rate of 7.11%, buying the median Rolette County home of $103,800 with 20% down costs about $683 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $856, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,279 for the 20%-down payment. That payment is 14% of the median Rolette County household income of $59,517; at that income and 20% down, the 28% guideline points to a home of about $211,000.
The median rent here is $505 a month, so owning the median home costs about $178 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $20,760 |
|---|---|
| Loan amount | $83,040 |
| Principal and interest | $559 |
| Property taxes (0.94% a year) | $81 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $683 |
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| Down payment | $3,633 |
|---|---|
| Loan amount | $101,920 |
| Principal and interest | $686 |
| Property taxes (0.94% a year) | $81 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $46 |
| Total per month | $856 |
Change the numbers in the calculator
Questions about home buying in Rolette County
What is the median home value in Rolette County?
About $103,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Rolette County?
Homeowners pay a median $977 a year, which is about 0.94% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Rolette County?
For the median home with 20% down at 7.11%, the payment is about $683 a month. Keeping that under 28% of gross income takes about $29,279 a year.
More about Rolette County
- Mortgage Refinance in Rolette County
- Debt Relief in Rolette County
- Home Equity Loans in Rolette County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data