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Buying a home in Voltaire, North Dakota

The typical owner-occupied home in Voltaire is worth about $211,400, 15% below the North Dakota median of $249,900 and 36% below the national median of $332,700. Owners pay a median $1,283 a year in property taxes, about 0.61% of their home's value, lower than the North Dakota rate of 0.99%. 92% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.

Voltaire at a glance

Voltaire North Dakota U.S.
Median home value $211,400 $249,900 $332,700
Median property tax paid per year $1,283 $2,468 $3,119
Property tax as a share of value 0.61% 0.99% 0.94%
Median household income – $76,657 $80,734
Homes lived in by their owners 92% 63% 65%
Owner homes with a mortgage 43% 52% 61%
Median monthly costs, owners with a mortgage $1,250 $1,762 $1,963
Those costs as a share of the owners' income 15.0% 19.4% 21.0%
Median rent – $954 $1,413
Median year homes were built 1991 1982 1980
Vacant homes 26.5% 12.3% 10.1%
Population 43 784,841 334,922,499

What a typical home costs per month in Voltaire

At this week's average 30-year rate of 7.11%, buying the median Voltaire home of $211,400 with 20% down costs about $1,333 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,685, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,138 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$42,280
Loan amount$169,120
Principal and interest$1,138
Property taxes (0.61% a year)$107
Homeowners insurance (our estimate, 0.5% a year)$88
PMI$0
Total per month$1,333

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3.5% down, 30-year FHA loan
Down payment$7,399
Loan amount$207,571
Principal and interest$1,396
Property taxes (0.61% a year)$107
Homeowners insurance (our estimate, 0.5% a year)$88
FHA mortgage insurance$94
Total per month$1,685

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Questions about home buying in Voltaire

What is the median home value in Voltaire?

About $211,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Voltaire?

Homeowners pay a median $1,283 a year, which is about 0.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Voltaire?

For the median home with 20% down at 7.11%, the payment is about $1,333 a month. Keeping that under 28% of gross income takes about $57,138 a year.

More about Voltaire

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data