The typical owner-occupied home in Karlsruhe is worth about $102,500, 59% below the North Dakota median of $249,900 and 69% below the national median of $332,700. Owners pay a median $444 a year in property taxes, about 0.43% of their home's value, lower than the North Dakota rate of 0.99%. 94% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Karlsruhe at a glance
| Karlsruhe | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $102,500 | $249,900 | $332,700 |
| Median property tax paid per year | $444 | $2,468 | $3,119 |
| Property tax as a share of value | 0.43% | 0.99% | 0.94% |
| Median household income | – | $76,657 | $80,734 |
| Homes lived in by their owners | 94% | 63% | 65% |
| Owner homes with a mortgage | 45% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,080 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 19.4% | 21.0% |
| Median rent | – | $954 | $1,413 |
| Median year homes were built | 1955 | 1982 | 1980 |
| Vacant homes | 7.9% | 12.3% | 10.1% |
| Population | 62 | 784,841 | 334,922,499 |
What a typical home costs per month in Karlsruhe
At this week's average 30-year rate of 7.11%, buying the median Karlsruhe home of $102,500 with 20% down costs about $631 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $802, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,045 for the 20%-down payment.
| Down payment | $20,500 |
|---|---|
| Loan amount | $82,000 |
| Principal and interest | $552 |
| Property taxes (0.43% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $631 |
Change the numbers in the calculator
| Down payment | $3,588 |
|---|---|
| Loan amount | $100,643 |
| Principal and interest | $677 |
| Property taxes (0.43% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $45 |
| Total per month | $802 |
Change the numbers in the calculator
Questions about home buying in Karlsruhe
What is the median home value in Karlsruhe?
About $102,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Karlsruhe?
Homeowners pay a median $444 a year, which is about 0.43% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Karlsruhe?
For the median home with 20% down at 7.11%, the payment is about $631 a month. Keeping that under 28% of gross income takes about $27,045 a year.
More about Karlsruhe
- Mortgage Refinance in Karlsruhe
- Debt Relief in Karlsruhe
- Home Equity Loans in Karlsruhe
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data