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Buying a home in Fullerton, North Dakota

The typical owner-occupied home in Fullerton is worth about $77,500, 69% below the North Dakota median of $249,900 and 77% below the national median of $332,700. Owners pay a median $1,074 a year in property taxes, about 1.39% of their home's value, higher than the North Dakota rate of 0.99%. The median household earns $94,063 a year, so the median home costs 0.8 times the median income (3.3 times for North Dakota). 95% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Fullerton at a glance

Fullerton North Dakota U.S.
Median home value $77,500 $249,900 $332,700
Median property tax paid per year $1,074 $2,468 $3,119
Property tax as a share of value 1.39% 0.99% 0.94%
Median household income $94,063 $76,657 $80,734
Homes lived in by their owners 95% 63% 65%
Owner homes with a mortgage 29% 52% 61%
Median monthly costs, owners with a mortgage $900 $1,762 $1,963
Those costs as a share of the owners' income 12.1% 19.4% 21.0%
Median rent – $954 $1,413
Median year homes were built 1959 1982 1980
Vacant homes 0.0% 12.3% 10.1%
Population 65 784,841 334,922,499

What a typical home costs per month in Fullerton

At this week's average 30-year rate of 7.11%, buying the median Fullerton home of $77,500 with 20% down costs about $539 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $668, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,106 for the 20%-down payment. That payment is 7% of the median Fullerton household income of $94,063; at that income and 20% down, the 28% guideline points to a home of about $315,000.

20% down, 30-year conventional loan
Down payment$15,500
Loan amount$62,000
Principal and interest$417
Property taxes (1.39% a year)$90
Homeowners insurance (our estimate, 0.5% a year)$32
PMI$0
Total per month$539

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3.5% down, 30-year FHA loan
Down payment$2,712
Loan amount$76,096
Principal and interest$512
Property taxes (1.39% a year)$90
Homeowners insurance (our estimate, 0.5% a year)$32
FHA mortgage insurance$34
Total per month$668

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Questions about home buying in Fullerton

What is the median home value in Fullerton?

About $77,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Fullerton?

Homeowners pay a median $1,074 a year, which is about 1.39% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Fullerton?

For the median home with 20% down at 7.11%, the payment is about $539 a month. Keeping that under 28% of gross income takes about $23,106 a year.

More about Fullerton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data