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Buying a home in Argusville, North Dakota

The typical owner-occupied home in Argusville is worth about $356,200, 43% above the North Dakota median of $249,900 and 7% above the national median of $332,700. Owners pay a median $3,242 a year in property taxes, about 0.91% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $162,734 a year, so the median home costs 2.2 times the median income (3.3 times for North Dakota). 100% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.

Argusville at a glance

Argusville North Dakota U.S.
Median home value $356,200 $249,900 $332,700
Median property tax paid per year $3,242 $2,468 $3,119
Property tax as a share of value 0.91% 0.99% 0.94%
Median household income $162,734 $76,657 $80,734
Homes lived in by their owners 100% 63% 65%
Owner homes with a mortgage 86% 52% 61%
Median monthly costs, owners with a mortgage $1,836 $1,762 $1,963
Those costs as a share of the owners' income 16.4% 19.4% 21.0%
Median rent – $954 $1,413
Median year homes were built 2000 1982 1980
Vacant homes 3.3% 12.3% 10.1%
Population 584 784,841 334,922,499

What a typical home costs per month in Argusville

At this week's average 30-year rate of 7.11%, buying the median Argusville home of $356,200 with 20% down costs about $2,335 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,929, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $100,092 for the 20%-down payment. That payment is 17% of the median Argusville household income of $162,734; at that income and 20% down, the 28% guideline points to a home of about $579,000.

20% down, 30-year conventional loan
Down payment$71,240
Loan amount$284,960
Principal and interest$1,917
Property taxes (0.91% a year)$270
Homeowners insurance (our estimate, 0.5% a year)$148
PMI$0
Total per month$2,335

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3.5% down, 30-year FHA loan
Down payment$12,467
Loan amount$349,748
Principal and interest$2,353
Property taxes (0.91% a year)$270
Homeowners insurance (our estimate, 0.5% a year)$148
FHA mortgage insurance$158
Total per month$2,929

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Questions about home buying in Argusville

What is the median home value in Argusville?

About $356,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Argusville?

Homeowners pay a median $3,242 a year, which is about 0.91% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Argusville?

For the median home with 20% down at 7.11%, the payment is about $2,335 a month. Keeping that under 28% of gross income takes about $100,092 a year.

More about Argusville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data