The typical owner-occupied home in Amenia is worth about $179,200, 28% below the North Dakota median of $249,900 and 46% below the national median of $332,700. Owners pay a median $1,281 a year in property taxes, about 0.71% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $66,250 a year, so the median home costs 2.7 times the median income (3.3 times for North Dakota). 92% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Amenia at a glance
| Amenia | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $179,200 | $249,900 | $332,700 |
| Median property tax paid per year | $1,281 | $2,468 | $3,119 |
| Property tax as a share of value | 0.71% | 0.99% | 0.94% |
| Median household income | $66,250 | $76,657 | $80,734 |
| Homes lived in by their owners | 92% | 63% | 65% |
| Owner homes with a mortgage | 39% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,804 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 21.1% | 19.4% | 21.0% |
| Median rent | – | $954 | $1,413 |
| Median year homes were built | 1961 | 1982 | 1980 |
| Vacant homes | 17.2% | 12.3% | 10.1% |
| Population | 135 | 784,841 | 334,922,499 |
What a typical home costs per month in Amenia
At this week's average 30-year rate of 7.11%, buying the median Amenia home of $179,200 with 20% down costs about $1,145 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,444, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,075 for the 20%-down payment. That payment is 21% of the median Amenia household income of $66,250; at that income and 20% down, the 28% guideline points to a home of about $242,000.
| Down payment | $35,840 |
|---|---|
| Loan amount | $143,360 |
| Principal and interest | $964 |
| Property taxes (0.71% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| PMI | $0 |
| Total per month | $1,145 |
Change the numbers in the calculator
| Down payment | $6,272 |
|---|---|
| Loan amount | $175,954 |
| Principal and interest | $1,184 |
| Property taxes (0.71% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| FHA mortgage insurance | $79 |
| Total per month | $1,444 |
Change the numbers in the calculator
Questions about home buying in Amenia
What is the median home value in Amenia?
About $179,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Amenia?
Homeowners pay a median $1,281 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Amenia?
For the median home with 20% down at 7.11%, the payment is about $1,145 a month. Keeping that under 28% of gross income takes about $49,075 a year.
More about Amenia
- Mortgage Refinance in Amenia
- Debt Relief in Amenia
- Home Equity Loans in Amenia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data