The typical owner-occupied home in Pultneyville is worth about $233,600, 45% below the New York median of $423,800 and 30% below the national median of $332,700. Owners pay a median $5,459 a year in property taxes, about 2.34% of their home's value, higher than the New York rate of 1.55%. The median household earns $97,147 a year, so the median home costs 2.4 times the median income (4.9 times for New York). 95% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.
Pultneyville at a glance
| Pultneyville | New York | U.S. | |
|---|---|---|---|
| Median home value | $233,600 | $423,800 | $332,700 |
| Median property tax paid per year | $5,459 | $6,582 | $3,119 |
| Property tax as a share of value | 2.34% | 1.55% | 0.94% |
| Median household income | $97,147 | $85,974 | $80,734 |
| Homes lived in by their owners | 95% | 54% | 65% |
| Owner homes with a mortgage | 75% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,815 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 19.7% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1981 | 1959 | 1980 |
| Vacant homes | 13.5% | 10.0% | 10.1% |
| Population | 730 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Pultneyville
At this week's average 30-year rate of 7.11%, buying the median Pultneyville home of $233,600 with 20% down costs about $1,810 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,199, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $77,571 for the 20%-down payment. That payment is 22% of the median Pultneyville household income of $97,147; at that income and 20% down, the 28% guideline points to a home of about $293,000.
| Down payment | $46,720 |
|---|---|
| Loan amount | $186,880 |
| Principal and interest | $1,257 |
| Property taxes (2.34% a year) | $456 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,810 |
Change the numbers in the calculator
| Down payment | $8,176 |
|---|---|
| Loan amount | $229,369 |
| Principal and interest | $1,543 |
| Property taxes (2.34% a year) | $456 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $103 |
| Total per month | $2,199 |
Change the numbers in the calculator
Questions about home buying in Pultneyville
What is the median home value in Pultneyville?
About $233,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pultneyville?
Homeowners pay a median $5,459 a year, which is about 2.34% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pultneyville?
For the median home with 20% down at 7.11%, the payment is about $1,810 a month. Keeping that under 28% of gross income takes about $77,571 a year.
More about Pultneyville
- Mortgage Refinance in Pultneyville
- Debt Relief in Pultneyville
- Home Equity Loans in Pultneyville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data