The typical owner-occupied home in West Hurley is worth about $437,100, 3% above the New York median of $423,800 and 31% above the national median of $332,700. Owners pay a median $3,607 a year in property taxes, about 0.83% of their home's value, lower than the New York rate of 1.55%. The median household earns $93,789 a year, so the median home costs 4.7 times the median income (4.9 times for New York). 90% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
West Hurley at a glance
| West Hurley | New York | U.S. | |
|---|---|---|---|
| Median home value | $437,100 | $423,800 | $332,700 |
| Median property tax paid per year | $3,607 | $6,582 | $3,119 |
| Property tax as a share of value | 0.83% | 1.55% | 0.94% |
| Median household income | $93,789 | $85,974 | $80,734 |
| Homes lived in by their owners | 90% | 54% | 65% |
| Owner homes with a mortgage | 61% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,127 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 27.9% | 22.5% | 21.0% |
| Median rent | $1,938 | $1,621 | $1,413 |
| Rent as a share of renters' income | 31.5% | 31.2% | 30.6% |
| Median year homes were built | 1967 | 1959 | 1980 |
| Vacant homes | 15.7% | 10.0% | 10.1% |
| Population | 1,673 | 19,852,366 | 334,922,499 |
What a typical home costs per month in West Hurley
At this week's average 30-year rate of 7.11%, buying the median West Hurley home of $437,100 with 20% down costs about $2,837 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,565, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $121,576 for the 20%-down payment. That payment is 36% of the median West Hurley household income of $93,789; at that income and 20% down, the 28% guideline points to a home of about $337,000.
The median rent here is $1,938 a month, so owning the median home costs about $899 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $87,420 |
|---|---|
| Loan amount | $349,680 |
| Principal and interest | $2,352 |
| Property taxes (0.83% a year) | $302 |
| Homeowners insurance (our estimate, 0.5% a year) | $182 |
| PMI | $0 |
| Total per month | $2,837 |
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| Down payment | $15,298 |
|---|---|
| Loan amount | $429,183 |
| Principal and interest | $2,887 |
| Property taxes (0.83% a year) | $302 |
| Homeowners insurance (our estimate, 0.5% a year) | $182 |
| FHA mortgage insurance | $193 |
| Total per month | $3,565 |
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Questions about home buying in West Hurley
What is the median home value in West Hurley?
About $437,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in West Hurley?
Homeowners pay a median $3,607 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in West Hurley?
For the median home with 20% down at 7.11%, the payment is about $2,837 a month. Keeping that under 28% of gross income takes about $121,576 a year.
More about West Hurley
- Mortgage Refinance in West Hurley
- Debt Relief in West Hurley
- Home Equity Loans in West Hurley
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data