The typical owner-occupied home in Pine Bush is worth about $318,200, 25% below the New York median of $423,800 and 4% below the national median of $332,700. Owners pay a median $5,605 a year in property taxes, about 1.76% of their home's value, higher than the New York rate of 1.55%. The median household earns $86,786 a year, so the median home costs 3.7 times the median income (4.9 times for New York). 43% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Pine Bush at a glance
| Pine Bush | New York | U.S. | |
|---|---|---|---|
| Median home value | $318,200 | $423,800 | $332,700 |
| Median property tax paid per year | $5,605 | $6,582 | $3,119 |
| Property tax as a share of value | 1.76% | 1.55% | 0.94% |
| Median household income | $86,786 | $85,974 | $80,734 |
| Homes lived in by their owners | 43% | 54% | 65% |
| Owner homes with a mortgage | 61% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,991 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 19.7% | 22.5% | 21.0% |
| Median rent | $1,390 | $1,621 | $1,413 |
| Rent as a share of renters' income | 28.0% | 31.2% | 30.6% |
| Median year homes were built | 1978 | 1959 | 1980 |
| Vacant homes | 8.2% | 10.0% | 10.1% |
| Population | 1,868 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Pine Bush
At this week's average 30-year rate of 7.11%, buying the median Pine Bush home of $318,200 with 20% down costs about $2,312 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,842, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $99,074 for the 20%-down payment. That payment is 32% of the median Pine Bush household income of $86,786; at that income and 20% down, the 28% guideline points to a home of about $279,000.
The median rent here is $1,390 a month, so owning the median home costs about $922 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $63,640 |
|---|---|
| Loan amount | $254,560 |
| Principal and interest | $1,712 |
| Property taxes (1.76% a year) | $467 |
| Homeowners insurance (our estimate, 0.5% a year) | $133 |
| PMI | $0 |
| Total per month | $2,312 |
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| Down payment | $11,137 |
|---|---|
| Loan amount | $312,437 |
| Principal and interest | $2,102 |
| Property taxes (1.76% a year) | $467 |
| Homeowners insurance (our estimate, 0.5% a year) | $133 |
| FHA mortgage insurance | $141 |
| Total per month | $2,842 |
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Questions about home buying in Pine Bush
What is the median home value in Pine Bush?
About $318,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pine Bush?
Homeowners pay a median $5,605 a year, which is about 1.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pine Bush?
For the median home with 20% down at 7.11%, the payment is about $2,312 a month. Keeping that under 28% of gross income takes about $99,074 a year.
More about Pine Bush
- Mortgage Refinance in Pine Bush
- Debt Relief in Pine Bush
- Home Equity Loans in Pine Bush
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data