The typical owner-occupied home in Plattekill is worth about $377,600, 11% below the New York median of $423,800 and 13% above the national median of $332,700. Owners pay a median $6,125 a year in property taxes, about 1.62% of their home's value, close to the New York rate of 1.55%. The median household earns $107,813 a year, so the median home costs 3.5 times the median income (4.9 times for New York). 38% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Plattekill at a glance
| Plattekill | New York | U.S. | |
|---|---|---|---|
| Median home value | $377,600 | $423,800 | $332,700 |
| Median property tax paid per year | $6,125 | $6,582 | $3,119 |
| Property tax as a share of value | 1.62% | 1.55% | 0.94% |
| Median household income | $107,813 | $85,974 | $80,734 |
| Homes lived in by their owners | 38% | 54% | 65% |
| Owner homes with a mortgage | 61% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,196 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 22.5% | 21.0% |
| Median rent | $2,139 | $1,621 | $1,413 |
| Rent as a share of renters' income | 31.4% | 31.2% | 30.6% |
| Median year homes were built | 1973 | 1959 | 1980 |
| Vacant homes | 9.7% | 10.0% | 10.1% |
| Population | 1,095 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Plattekill
At this week's average 30-year rate of 7.11%, buying the median Plattekill home of $377,600 with 20% down costs about $2,699 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,328, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $115,680 for the 20%-down payment. That payment is 30% of the median Plattekill household income of $107,813; at that income and 20% down, the 28% guideline points to a home of about $352,000.
The median rent here is $2,139 a month, so owning the median home costs about $560 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $75,520 |
|---|---|
| Loan amount | $302,080 |
| Principal and interest | $2,032 |
| Property taxes (1.62% a year) | $510 |
| Homeowners insurance (our estimate, 0.5% a year) | $157 |
| PMI | $0 |
| Total per month | $2,699 |
Change the numbers in the calculator
| Down payment | $13,216 |
|---|---|
| Loan amount | $370,761 |
| Principal and interest | $2,494 |
| Property taxes (1.62% a year) | $510 |
| Homeowners insurance (our estimate, 0.5% a year) | $157 |
| FHA mortgage insurance | $167 |
| Total per month | $3,328 |
Change the numbers in the calculator
Questions about home buying in Plattekill
What is the median home value in Plattekill?
About $377,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Plattekill?
Homeowners pay a median $6,125 a year, which is about 1.62% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Plattekill?
For the median home with 20% down at 7.11%, the payment is about $2,699 a month. Keeping that under 28% of gross income takes about $115,680 a year.
More about Plattekill
- Mortgage Refinance in Plattekill
- Debt Relief in Plattekill
- Home Equity Loans in Plattekill
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data