The typical owner-occupied home in Lake Huntington is worth about $403,400, 5% below the New York median of $423,800 and 21% above the national median of $332,700. Owners pay a median $5,717 a year in property taxes, about 1.42% of their home's value, lower than the New York rate of 1.55%. 68% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.
Lake Huntington at a glance
| Lake Huntington | New York | U.S. | |
|---|---|---|---|
| Median home value | $403,400 | $423,800 | $332,700 |
| Median property tax paid per year | $5,717 | $6,582 | $3,119 |
| Property tax as a share of value | 1.42% | 1.55% | 0.94% |
| Median household income | – | $85,974 | $80,734 |
| Homes lived in by their owners | 68% | 54% | 65% |
| Owner homes with a mortgage | 58% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,566 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 16.7% | 22.5% | 21.0% |
| Median rent | $963 | $1,621 | $1,413 |
| Rent as a share of renters' income | 31.1% | 31.2% | 30.6% |
| Median year homes were built | 1954 | 1959 | 1980 |
| Vacant homes | 29.2% | 10.0% | 10.1% |
| Population | 326 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Lake Huntington
At this week's average 30-year rate of 7.11%, buying the median Lake Huntington home of $403,400 with 20% down costs about $2,816 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,488, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $120,703 for the 20%-down payment.
The median rent here is $963 a month, so owning the median home costs about $1,853 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $80,680 |
|---|---|
| Loan amount | $322,720 |
| Principal and interest | $2,171 |
| Property taxes (1.42% a year) | $477 |
| Homeowners insurance (our estimate, 0.5% a year) | $168 |
| PMI | $0 |
| Total per month | $2,816 |
Change the numbers in the calculator
| Down payment | $14,119 |
|---|---|
| Loan amount | $396,093 |
| Principal and interest | $2,665 |
| Property taxes (1.42% a year) | $477 |
| Homeowners insurance (our estimate, 0.5% a year) | $168 |
| FHA mortgage insurance | $178 |
| Total per month | $3,488 |
Change the numbers in the calculator
Questions about home buying in Lake Huntington
What is the median home value in Lake Huntington?
About $403,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lake Huntington?
Homeowners pay a median $5,717 a year, which is about 1.42% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lake Huntington?
For the median home with 20% down at 7.11%, the payment is about $2,816 a month. Keeping that under 28% of gross income takes about $120,703 a year.
More about Lake Huntington
- Mortgage Refinance in Lake Huntington
- Debt Relief in Lake Huntington
- Home Equity Loans in Lake Huntington
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data