The typical owner-occupied home in Kiamesha Lake is worth about $151,100, 64% below the New York median of $423,800 and 55% below the national median of $332,700. Owners pay a median $2,873 a year in property taxes, about 1.90% of their home's value, higher than the New York rate of 1.55%. 69% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Kiamesha Lake at a glance
| Kiamesha Lake | New York | U.S. | |
|---|---|---|---|
| Median home value | $151,100 | $423,800 | $332,700 |
| Median property tax paid per year | $2,873 | $6,582 | $3,119 |
| Property tax as a share of value | 1.90% | 1.55% | 0.94% |
| Median household income | – | $85,974 | $80,734 |
| Homes lived in by their owners | 69% | 54% | 65% |
| Owner homes with a mortgage | 0% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,555 | $1,963 |
| Median rent | $1,708 | $1,621 | $1,413 |
| Rent as a share of renters' income | 51.0% | 31.2% | 30.6% |
| Median year homes were built | 1972 | 1959 | 1980 |
| Vacant homes | 19.9% | 10.0% | 10.1% |
| Population | 469 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Kiamesha Lake
At this week's average 30-year rate of 7.11%, buying the median Kiamesha Lake home of $151,100 with 20% down costs about $1,115 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,367, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,802 for the 20%-down payment.
The median rent here is $1,708 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $30,220 |
|---|---|
| Loan amount | $120,880 |
| Principal and interest | $813 |
| Property taxes (1.90% a year) | $239 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| PMI | $0 |
| Total per month | $1,115 |
Change the numbers in the calculator
| Down payment | $5,288 |
|---|---|
| Loan amount | $148,363 |
| Principal and interest | $998 |
| Property taxes (1.90% a year) | $239 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| FHA mortgage insurance | $67 |
| Total per month | $1,367 |
Change the numbers in the calculator
Questions about home buying in Kiamesha Lake
What is the median home value in Kiamesha Lake?
About $151,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kiamesha Lake?
Homeowners pay a median $2,873 a year, which is about 1.90% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kiamesha Lake?
For the median home with 20% down at 7.11%, the payment is about $1,115 a month. Keeping that under 28% of gross income takes about $47,802 a year.
More about Kiamesha Lake
- Mortgage Refinance in Kiamesha Lake
- Debt Relief in Kiamesha Lake
- Home Equity Loans in Kiamesha Lake
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data