The typical owner-occupied home in Hortonville is worth about $184,800, 56% below the New York median of $423,800 and 44% below the national median of $332,700. Owners pay a median $3,658 a year in property taxes, about 1.98% of their home's value, higher than the New York rate of 1.55%. The median household earns $112,910 a year, so the median home costs 1.6 times the median income (4.9 times for New York). 85% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.
Hortonville at a glance
| Hortonville | New York | U.S. | |
|---|---|---|---|
| Median home value | $184,800 | $423,800 | $332,700 |
| Median property tax paid per year | $3,658 | $6,582 | $3,119 |
| Property tax as a share of value | 1.98% | 1.55% | 0.94% |
| Median household income | $112,910 | $85,974 | $80,734 |
| Homes lived in by their owners | 85% | 54% | 65% |
| Owner homes with a mortgage | 31% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 43.5% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1938 | 1959 | 1980 |
| Vacant homes | 15.2% | 10.0% | 10.1% |
| Population | 205 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Hortonville
At this week's average 30-year rate of 7.11%, buying the median Hortonville home of $184,800 with 20% down costs about $1,376 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,684, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,991 for the 20%-down payment. That payment is 15% of the median Hortonville household income of $112,910; at that income and 20% down, the 28% guideline points to a home of about $354,000.
| Down payment | $36,960 |
|---|---|
| Loan amount | $147,840 |
| Principal and interest | $995 |
| Property taxes (1.98% a year) | $305 |
| Homeowners insurance (our estimate, 0.5% a year) | $77 |
| PMI | $0 |
| Total per month | $1,376 |
Change the numbers in the calculator
| Down payment | $6,468 |
|---|---|
| Loan amount | $181,453 |
| Principal and interest | $1,221 |
| Property taxes (1.98% a year) | $305 |
| Homeowners insurance (our estimate, 0.5% a year) | $77 |
| FHA mortgage insurance | $82 |
| Total per month | $1,684 |
Change the numbers in the calculator
Questions about home buying in Hortonville
What is the median home value in Hortonville?
About $184,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hortonville?
Homeowners pay a median $3,658 a year, which is about 1.98% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hortonville?
For the median home with 20% down at 7.11%, the payment is about $1,376 a month. Keeping that under 28% of gross income takes about $58,991 a year.
More about Hortonville
- Mortgage Refinance in Hortonville
- Debt Relief in Hortonville
- Home Equity Loans in Hortonville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data