The typical owner-occupied home in Painted Post is worth about $155,900, 63% below the New York median of $423,800 and 53% below the national median of $332,700. Owners pay a median $5,442 a year in property taxes, about 3.49% of their home's value, higher than the New York rate of 1.55%. The median household earns $62,891 a year, so the median home costs 2.5 times the median income (4.9 times for New York). 63% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Painted Post at a glance
| Painted Post | New York | U.S. | |
|---|---|---|---|
| Median home value | $155,900 | $423,800 | $332,700 |
| Median property tax paid per year | $5,442 | $6,582 | $3,119 |
| Property tax as a share of value | 3.49% | 1.55% | 0.94% |
| Median household income | $62,891 | $85,974 | $80,734 |
| Homes lived in by their owners | 63% | 54% | 65% |
| Owner homes with a mortgage | 65% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,426 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 21.3% | 22.5% | 21.0% |
| Median rent | $839 | $1,621 | $1,413 |
| Rent as a share of renters' income | 33.9% | 31.2% | 30.6% |
| Median year homes were built | 1946 | 1959 | 1980 |
| Vacant homes | 7.6% | 10.0% | 10.1% |
| Population | 1,824 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Painted Post
At this week's average 30-year rate of 7.11%, buying the median Painted Post home of $155,900 with 20% down costs about $1,357 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,617, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,173 for the 20%-down payment. That payment is 26% of the median Painted Post household income of $62,891; at that income and 20% down, the 28% guideline points to a home of about $169,000.
The median rent here is $839 a month, so owning the median home costs about $518 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,180 |
|---|---|
| Loan amount | $124,720 |
| Principal and interest | $839 |
| Property taxes (3.49% a year) | $453 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $1,357 |
Change the numbers in the calculator
| Down payment | $5,456 |
|---|---|
| Loan amount | $153,076 |
| Principal and interest | $1,030 |
| Property taxes (3.49% a year) | $453 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,617 |
Change the numbers in the calculator
Questions about home buying in Painted Post
What is the median home value in Painted Post?
About $155,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Painted Post?
Homeowners pay a median $5,442 a year, which is about 3.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Painted Post?
For the median home with 20% down at 7.11%, the payment is about $1,357 a month. Keeping that under 28% of gross income takes about $58,173 a year.
More about Painted Post
- Mortgage Refinance in Painted Post
- Debt Relief in Painted Post
- Home Equity Loans in Painted Post
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data