The typical owner-occupied home in Coopers Plains is worth about $223,100, 47% below the New York median of $423,800 and 33% below the national median of $332,700. Owners pay a median $4,663 a year in property taxes, about 2.09% of their home's value, higher than the New York rate of 1.55%. 67% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.
Coopers Plains at a glance
| Coopers Plains | New York | U.S. | |
|---|---|---|---|
| Median home value | $223,100 | $423,800 | $332,700 |
| Median property tax paid per year | $4,663 | $6,582 | $3,119 |
| Property tax as a share of value | 2.09% | 1.55% | 0.94% |
| Median household income | – | $85,974 | $80,734 |
| Homes lived in by their owners | 67% | 54% | 65% |
| Owner homes with a mortgage | 100% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,866 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 18.0% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1968 | 1959 | 1980 |
| Vacant homes | 35.7% | 10.0% | 10.1% |
| Population | 480 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Coopers Plains
At this week's average 30-year rate of 7.11%, buying the median Coopers Plains home of $223,100 with 20% down costs about $1,682 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,054, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $72,093 for the 20%-down payment.
| Down payment | $44,620 |
|---|---|
| Loan amount | $178,480 |
| Principal and interest | $1,201 |
| Property taxes (2.09% a year) | $389 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| PMI | $0 |
| Total per month | $1,682 |
Change the numbers in the calculator
| Down payment | $7,808 |
|---|---|
| Loan amount | $219,059 |
| Principal and interest | $1,474 |
| Property taxes (2.09% a year) | $389 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| FHA mortgage insurance | $99 |
| Total per month | $2,054 |
Change the numbers in the calculator
Questions about home buying in Coopers Plains
What is the median home value in Coopers Plains?
About $223,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Coopers Plains?
Homeowners pay a median $4,663 a year, which is about 2.09% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Coopers Plains?
For the median home with 20% down at 7.11%, the payment is about $1,682 a month. Keeping that under 28% of gross income takes about $72,093 a year.
More about Coopers Plains
- Mortgage Refinance in Coopers Plains
- Debt Relief in Coopers Plains
- Home Equity Loans in Coopers Plains
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data