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Buying a home in Vienna, New Jersey

The typical owner-occupied home in Vienna is worth about $482,600, 6% above the New Jersey median of $454,400 and 45% above the national median of $332,700. Owners pay a median $9,655 a year in property taxes, about 2.00% of their home's value, lower than the New Jersey rate of 2.11%. The median household earns $170,913 a year, so the median home costs 2.8 times the median income (4.4 times for New Jersey). 100% of occupied homes here are lived in by their owners, and 92% of those owners still have a mortgage.

Vienna at a glance

Vienna New Jersey U.S.
Median home value $482,600 $454,400 $332,700
Median property tax paid per year $9,655 $9,590 $3,119
Property tax as a share of value 2.00% 2.11% 0.94%
Median household income $170,913 $103,556 $80,734
Homes lived in by their owners 100% 64% 65%
Owner homes with a mortgage 92% 64% 61%
Median monthly costs, owners with a mortgage $2,315 $2,829 $1,963
Those costs as a share of the owners' income 17.9% 22.9% 21.0%
Median rent – $1,720 $1,413
Median year homes were built 1981 1970 1980
Vacant homes 0.0% 7.5% 10.1%
Population 999 9,343,809 334,922,499

What a typical home costs per month in Vienna

At this week's average 30-year rate of 7.11%, buying the median Vienna home of $482,600 with 20% down costs about $3,603 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,407, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $154,397 for the 20%-down payment. That payment is 25% of the median Vienna household income of $170,913; at that income and 20% down, the 28% guideline points to a home of about $534,000.

20% down, 30-year conventional loan
Down payment$96,520
Loan amount$386,080
Principal and interest$2,597
Property taxes (2.00% a year)$804
Homeowners insurance (our estimate, 0.5% a year)$201
PMI$0
Total per month$3,603

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3.5% down, 30-year FHA loan
Down payment$16,891
Loan amount$473,859
Principal and interest$3,188
Property taxes (2.00% a year)$804
Homeowners insurance (our estimate, 0.5% a year)$201
FHA mortgage insurance$213
Total per month$4,407

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Questions about home buying in Vienna

What is the median home value in Vienna?

About $482,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Vienna?

Homeowners pay a median $9,655 a year, which is about 2.00% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Vienna?

For the median home with 20% down at 7.11%, the payment is about $3,603 a month. Keeping that under 28% of gross income takes about $154,397 a year.

More about Vienna

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data