The typical owner-occupied home in Johnsonburg is worth about $482,000, 6% above the New Jersey median of $454,400 and 45% above the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 2.07% of their home's value, close to the New Jersey rate of 2.11%. The median household earns $103,056 a year, so the median home costs 4.7 times the median income (4.4 times for New Jersey). 93% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Johnsonburg at a glance
| Johnsonburg | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $482,000 | $454,400 | $332,700 |
| Median property tax paid per year | $10,001 | $9,590 | $3,119 |
| Property tax as a share of value | 2.07% | 2.11% | 0.94% |
| Median household income | $103,056 | $103,556 | $80,734 |
| Homes lived in by their owners | 93% | 64% | 65% |
| Owner homes with a mortgage | 63% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $3,106 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 33.5% | 22.9% | 21.0% |
| Median rent | – | $1,720 | $1,413 |
| Median year homes were built | 1984 | 1970 | 1980 |
| Vacant homes | 0.0% | 7.5% | 10.1% |
| Population | 406 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Johnsonburg
At this week's average 30-year rate of 7.11%, buying the median Johnsonburg home of $482,000 with 20% down costs about $3,626 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,429, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $155,410 for the 20%-down payment. That payment is 42% of the median Johnsonburg household income of $103,056; at that income and 20% down, the 28% guideline points to a home of about $320,000.
| Down payment | $96,400 |
|---|---|
| Loan amount | $385,600 |
| Principal and interest | $2,594 |
| Property taxes (2.07% a year) | $831 |
| Homeowners insurance (our estimate, 0.5% a year) | $201 |
| PMI | $0 |
| Total per month | $3,626 |
Change the numbers in the calculator
| Down payment | $16,870 |
|---|---|
| Loan amount | $473,270 |
| Principal and interest | $3,184 |
| Property taxes (2.07% a year) | $831 |
| Homeowners insurance (our estimate, 0.5% a year) | $201 |
| FHA mortgage insurance | $213 |
| Total per month | $4,429 |
Change the numbers in the calculator
Questions about home buying in Johnsonburg
What is the median home value in Johnsonburg?
About $482,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Johnsonburg?
Homeowners pay a median $10,001 a year, which is about 2.07% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Johnsonburg?
For the median home with 20% down at 7.11%, the payment is about $3,626 a month. Keeping that under 28% of gross income takes about $155,410 a year.
More about Johnsonburg
- Mortgage Refinance in Johnsonburg
- Debt Relief in Johnsonburg
- Home Equity Loans in Johnsonburg
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data