The typical owner-occupied home in Blairstown is worth about $309,700, 32% below the New Jersey median of $454,400 and 7% below the national median of $332,700. Owners pay a median $6,076 a year in property taxes, about 1.96% of their home's value, lower than the New Jersey rate of 2.11%. The median household earns $150,417 a year, so the median home costs 2.1 times the median income (4.4 times for New Jersey). 91% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.
Blairstown at a glance
| Blairstown | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $309,700 | $454,400 | $332,700 |
| Median property tax paid per year | $6,076 | $9,590 | $3,119 |
| Property tax as a share of value | 1.96% | 2.11% | 0.94% |
| Median household income | $150,417 | $103,556 | $80,734 |
| Homes lived in by their owners | 91% | 64% | 65% |
| Owner homes with a mortgage | 86% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,887 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 18.8% | 22.9% | 21.0% |
| Median rent | – | $1,720 | $1,413 |
| Median year homes were built | 1938 | 1970 | 1980 |
| Vacant homes | 29.3% | 7.5% | 10.1% |
| Population | 344 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Blairstown
At this week's average 30-year rate of 7.11%, buying the median Blairstown home of $309,700 with 20% down costs about $2,302 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,818, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $98,640 for the 20%-down payment. That payment is 18% of the median Blairstown household income of $150,417; at that income and 20% down, the 28% guideline points to a home of about $472,000.
| Down payment | $61,940 |
|---|---|
| Loan amount | $247,760 |
| Principal and interest | $1,667 |
| Property taxes (1.96% a year) | $506 |
| Homeowners insurance (our estimate, 0.5% a year) | $129 |
| PMI | $0 |
| Total per month | $2,302 |
Change the numbers in the calculator
| Down payment | $10,840 |
|---|---|
| Loan amount | $304,091 |
| Principal and interest | $2,046 |
| Property taxes (1.96% a year) | $506 |
| Homeowners insurance (our estimate, 0.5% a year) | $129 |
| FHA mortgage insurance | $137 |
| Total per month | $2,818 |
Change the numbers in the calculator
Questions about home buying in Blairstown
What is the median home value in Blairstown?
About $309,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Blairstown?
Homeowners pay a median $6,076 a year, which is about 1.96% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Blairstown?
For the median home with 20% down at 7.11%, the payment is about $2,302 a month. Keeping that under 28% of gross income takes about $98,640 a year.
More about Blairstown
- Mortgage Refinance in Blairstown
- Debt Relief in Blairstown
- Home Equity Loans in Blairstown
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data