The typical owner-occupied home in Stewartsville is worth about $469,500, 3% above the New Jersey median of $454,400 and 41% above the national median of $332,700. Owners pay a median $9,576 a year in property taxes, about 2.04% of their home's value, close to the New Jersey rate of 2.11%. The median household earns $161,985 a year, so the median home costs 2.9 times the median income (4.4 times for New Jersey). 91% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.
Stewartsville at a glance
| Stewartsville | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $469,500 | $454,400 | $332,700 |
| Median property tax paid per year | $9,576 | $9,590 | $3,119 |
| Property tax as a share of value | 2.04% | 2.11% | 0.94% |
| Median household income | $161,985 | $103,556 | $80,734 |
| Homes lived in by their owners | 91% | 64% | 65% |
| Owner homes with a mortgage | 73% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $3,028 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 19.0% | 22.9% | 21.0% |
| Median rent | – | $1,720 | $1,413 |
| Median year homes were built | 1982 | 1970 | 1980 |
| Vacant homes | 3.9% | 7.5% | 10.1% |
| Population | 710 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Stewartsville
At this week's average 30-year rate of 7.11%, buying the median Stewartsville home of $469,500 with 20% down costs about $3,520 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,303, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $150,877 for the 20%-down payment. That payment is 26% of the median Stewartsville household income of $161,985; at that income and 20% down, the 28% guideline points to a home of about $504,000.
| Down payment | $93,900 |
|---|---|
| Loan amount | $375,600 |
| Principal and interest | $2,527 |
| Property taxes (2.04% a year) | $798 |
| Homeowners insurance (our estimate, 0.5% a year) | $196 |
| PMI | $0 |
| Total per month | $3,520 |
Change the numbers in the calculator
| Down payment | $16,432 |
|---|---|
| Loan amount | $460,996 |
| Principal and interest | $3,101 |
| Property taxes (2.04% a year) | $798 |
| Homeowners insurance (our estimate, 0.5% a year) | $196 |
| FHA mortgage insurance | $208 |
| Total per month | $4,303 |
Change the numbers in the calculator
Questions about home buying in Stewartsville
What is the median home value in Stewartsville?
About $469,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stewartsville?
Homeowners pay a median $9,576 a year, which is about 2.04% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stewartsville?
For the median home with 20% down at 7.11%, the payment is about $3,520 a month. Keeping that under 28% of gross income takes about $150,877 a year.
More about Stewartsville
- Mortgage Refinance in Stewartsville
- Debt Relief in Stewartsville
- Home Equity Loans in Stewartsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data