The typical owner-occupied home in Union is worth about $162,900, 60% below the New Hampshire median of $402,500 and 51% below the national median of $332,700. Owners pay a median $1,258 a year in property taxes, about 0.77% of their home's value, lower than the New Hampshire rate of 1.66%. The median household earns $75,117 a year, so the median home costs 2.2 times the median income (4.1 times for New Hampshire). 100% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.
Union at a glance
| Union | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $162,900 | $402,500 | $332,700 |
| Median property tax paid per year | $1,258 | $6,667 | $3,119 |
| Property tax as a share of value | 0.77% | 1.66% | 0.94% |
| Median household income | $75,117 | $99,031 | $80,734 |
| Homes lived in by their owners | 100% | 73% | 65% |
| Owner homes with a mortgage | 77% | 62% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,367 | $1,963 |
| Median rent | – | $1,491 | $1,413 |
| Median year homes were built | 1938 | 1979 | 1980 |
| Vacant homes | 0.0% | 14.3% | 10.1% |
| Population | 131 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Union
At this week's average 30-year rate of 7.11%, buying the median Union home of $162,900 with 20% down costs about $1,049 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,320, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,960 for the 20%-down payment. That payment is 17% of the median Union household income of $75,117; at that income and 20% down, the 28% guideline points to a home of about $272,000.
| Down payment | $32,580 |
|---|---|
| Loan amount | $130,320 |
| Principal and interest | $877 |
| Property taxes (0.77% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $68 |
| PMI | $0 |
| Total per month | $1,049 |
Change the numbers in the calculator
| Down payment | $5,702 |
|---|---|
| Loan amount | $159,949 |
| Principal and interest | $1,076 |
| Property taxes (0.77% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $68 |
| FHA mortgage insurance | $72 |
| Total per month | $1,320 |
Change the numbers in the calculator
Questions about home buying in Union
What is the median home value in Union?
About $162,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Union?
Homeowners pay a median $1,258 a year, which is about 0.77% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Union?
For the median home with 20% down at 7.11%, the payment is about $1,049 a month. Keeping that under 28% of gross income takes about $44,960 a year.
More about Union
- Mortgage Refinance in Union
- Debt Relief in Union
- Home Equity Loans in Union
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data