The typical owner-occupied home in Wilton is worth about $359,800, 11% below the New Hampshire median of $402,500 and 8% above the national median of $332,700. Owners pay a median $6,483 a year in property taxes, about 1.80% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $84,342 a year, so the median home costs 4.3 times the median income (4.1 times for New Hampshire). 67% of occupied homes here are lived in by their owners, and 87% of those owners still have a mortgage.
Wilton at a glance
| Wilton | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $359,800 | $402,500 | $332,700 |
| Median property tax paid per year | $6,483 | $6,667 | $3,119 |
| Property tax as a share of value | 1.80% | 1.66% | 0.94% |
| Median household income | $84,342 | $99,031 | $80,734 |
| Homes lived in by their owners | 67% | 73% | 65% |
| Owner homes with a mortgage | 87% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $2,279 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 23.3% | 21.9% | 21.0% |
| Median rent | $1,376 | $1,491 | $1,413 |
| Rent as a share of renters' income | 20.4% | 29.4% | 30.6% |
| Median year homes were built | 1938 | 1979 | 1980 |
| Vacant homes | 5.8% | 14.3% | 10.1% |
| Population | 1,038 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Wilton
At this week's average 30-year rate of 7.11%, buying the median Wilton home of $359,800 with 20% down costs about $2,626 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,225, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $112,540 for the 20%-down payment. That payment is 37% of the median Wilton household income of $84,342; at that income and 20% down, the 28% guideline points to a home of about $270,000.
The median rent here is $1,376 a month, so owning the median home costs about $1,250 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $71,960 |
|---|---|
| Loan amount | $287,840 |
| Principal and interest | $1,936 |
| Property taxes (1.80% a year) | $540 |
| Homeowners insurance (our estimate, 0.5% a year) | $150 |
| PMI | $0 |
| Total per month | $2,626 |
Change the numbers in the calculator
| Down payment | $12,593 |
|---|---|
| Loan amount | $353,283 |
| Principal and interest | $2,377 |
| Property taxes (1.80% a year) | $540 |
| Homeowners insurance (our estimate, 0.5% a year) | $150 |
| FHA mortgage insurance | $159 |
| Total per month | $3,225 |
Change the numbers in the calculator
Questions about home buying in Wilton
What is the median home value in Wilton?
About $359,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wilton?
Homeowners pay a median $6,483 a year, which is about 1.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wilton?
For the median home with 20% down at 7.11%, the payment is about $2,626 a month. Keeping that under 28% of gross income takes about $112,540 a year.
More about Wilton
- Mortgage Refinance in Wilton
- Debt Relief in Wilton
- Home Equity Loans in Wilton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data