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Buying a home in Hudson, New Hampshire

The typical owner-occupied home in Hudson is worth about $366,400, 9% below the New Hampshire median of $402,500 and 10% above the national median of $332,700. Owners pay a median $5,729 a year in property taxes, about 1.56% of their home's value, lower than the New Hampshire rate of 1.66%. The median household earns $95,842 a year, so the median home costs 3.8 times the median income (4.1 times for New Hampshire). 73% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.

Hudson at a glance

Hudson New Hampshire U.S.
Median home value $366,400 $402,500 $332,700
Median property tax paid per year $5,729 $6,667 $3,119
Property tax as a share of value 1.56% 1.66% 0.94%
Median household income $95,842 $99,031 $80,734
Homes lived in by their owners 73% 73% 65%
Owner homes with a mortgage 72% 62% 61%
Median monthly costs, owners with a mortgage $2,040 $2,367 $1,963
Those costs as a share of the owners' income 22.2% 21.9% 21.0%
Median rent $1,722 $1,491 $1,413
Rent as a share of renters' income 24.7% 29.4% 30.6%
Median year homes were built 1973 1979 1980
Vacant homes 3.6% 14.3% 10.1%
Population 7,469 1,394,868 334,922,499

What a typical home costs per month in Hudson

At this week's average 30-year rate of 7.11%, buying the median Hudson home of $366,400 with 20% down costs about $2,601 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,211, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $111,464 for the 20%-down payment. That payment is 33% of the median Hudson household income of $95,842; at that income and 20% down, the 28% guideline points to a home of about $315,000.

The median rent here is $1,722 a month, so owning the median home costs about $879 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$73,280
Loan amount$293,120
Principal and interest$1,972
Property taxes (1.56% a year)$476
Homeowners insurance (our estimate, 0.5% a year)$153
PMI$0
Total per month$2,601

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3.5% down, 30-year FHA loan
Down payment$12,824
Loan amount$359,764
Principal and interest$2,420
Property taxes (1.56% a year)$476
Homeowners insurance (our estimate, 0.5% a year)$153
FHA mortgage insurance$162
Total per month$3,211

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Questions about home buying in Hudson

What is the median home value in Hudson?

About $366,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hudson?

Homeowners pay a median $5,729 a year, which is about 1.56% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hudson?

For the median home with 20% down at 7.11%, the payment is about $2,601 a month. Keeping that under 28% of gross income takes about $111,464 a year.

More about Hudson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data