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Buying a home in West Glacier, Montana

The typical owner-occupied home in West Glacier is worth about $497,600, 32% above the Montana median of $375,800 and 50% above the national median of $332,700. Owners pay a median $2,329 a year in property taxes, about 0.47% of their home's value, lower than the Montana rate of 0.72%. The median household earns $90,000 a year, so the median home costs 5.5 times the median income (5.2 times for Montana). 72% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.

West Glacier at a glance

West Glacier Montana U.S.
Median home value $497,600 $375,800 $332,700
Median property tax paid per year $2,329 $2,693 $3,119
Property tax as a share of value 0.47% 0.72% 0.94%
Median household income $90,000 $72,509 $80,734
Homes lived in by their owners 72% 69% 65%
Owner homes with a mortgage 21% 55% 61%
Median monthly costs, owners with a mortgage $1,431 $1,798 $1,963
Those costs as a share of the owners' income 15.8% 21.9% 21.0%
Median rent $1,008 $1,081 $1,413
Rent as a share of renters' income 15.2% 27.8% 30.6%
Median year homes were built 1974 1981 1980
Vacant homes 40.8% 13.2% 10.1%
Population 263 1,116,875 334,922,499

What a typical home costs per month in West Glacier

At this week's average 30-year rate of 7.11%, buying the median West Glacier home of $497,600 with 20% down costs about $3,080 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,909, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $132,006 for the 20%-down payment. That payment is 41% of the median West Glacier household income of $90,000; at that income and 20% down, the 28% guideline points to a home of about $339,000.

The median rent here is $1,008 a month, so owning the median home costs about $2,072 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$99,520
Loan amount$398,080
Principal and interest$2,678
Property taxes (0.47% a year)$195
Homeowners insurance (our estimate, 0.5% a year)$207
PMI$0
Total per month$3,080

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3.5% down, 30-year FHA loan
Down payment$17,416
Loan amount$488,587
Principal and interest$3,287
Property taxes (0.47% a year)$195
Homeowners insurance (our estimate, 0.5% a year)$207
FHA mortgage insurance$220
Total per month$3,909

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Questions about home buying in West Glacier

What is the median home value in West Glacier?

About $497,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in West Glacier?

Homeowners pay a median $2,329 a year, which is about 0.47% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in West Glacier?

For the median home with 20% down at 7.11%, the payment is about $3,080 a month. Keeping that under 28% of gross income takes about $132,006 a year.

More about West Glacier

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data