The typical owner-occupied home in Glacier County is worth about $165,100, 56% below the Montana median of $375,800 and 50% below the national median of $332,700. Owners pay a median $1,391 a year in property taxes, about 0.84% of their home's value, higher than the Montana rate of 0.72%. The median household earns $46,875 a year, so the median home costs 3.5 times the median income (5.2 times for Montana). 64% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Glacier County at a glance
| Glacier County | Montana | U.S. | |
|---|---|---|---|
| Median home value | $165,100 | $375,800 | $332,700 |
| Median property tax paid per year | $1,391 | $2,693 | $3,119 |
| Property tax as a share of value | 0.84% | 0.72% | 0.94% |
| Median household income | $46,875 | $72,509 | $80,734 |
| Homes lived in by their owners | 64% | 69% | 65% |
| Owner homes with a mortgage | 25% | 55% | 61% |
| Median monthly costs, owners with a mortgage | $1,182 | $1,798 | $1,963 |
| Those costs as a share of the owners' income | 19.8% | 21.9% | 21.0% |
| Median rent | $548 | $1,081 | $1,413 |
| Rent as a share of renters' income | 23.9% | 27.8% | 30.6% |
| Median year homes were built | 1974 | 1981 | 1980 |
| Vacant homes | 19.8% | 13.2% | 10.1% |
| Population | 13,637 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Glacier County
At this week's average 30-year rate of 7.11%, buying the median Glacier County home of $165,100 with 20% down costs about $1,073 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,348, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,980 for the 20%-down payment. That payment is 27% of the median Glacier County household income of $46,875; at that income and 20% down, the 28% guideline points to a home of about $168,000.
The median rent here is $548 a month, so owning the median home costs about $525 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $33,020 |
|---|---|
| Loan amount | $132,080 |
| Principal and interest | $889 |
| Property taxes (0.84% a year) | $116 |
| Homeowners insurance (our estimate, 0.5% a year) | $69 |
| PMI | $0 |
| Total per month | $1,073 |
Change the numbers in the calculator
| Down payment | $5,778 |
|---|---|
| Loan amount | $162,110 |
| Principal and interest | $1,091 |
| Property taxes (0.84% a year) | $116 |
| Homeowners insurance (our estimate, 0.5% a year) | $69 |
| FHA mortgage insurance | $73 |
| Total per month | $1,348 |
Change the numbers in the calculator
Questions about home buying in Glacier County
What is the median home value in Glacier County?
About $165,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Glacier County?
Homeowners pay a median $1,391 a year, which is about 0.84% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Glacier County?
For the median home with 20% down at 7.11%, the payment is about $1,073 a month. Keeping that under 28% of gross income takes about $45,980 a year.
More about Glacier County
- Mortgage Refinance in Glacier County
- Debt Relief in Glacier County
- Home Equity Loans in Glacier County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data